75 Shepherd Dr, Hayesville, NC 28904 Property Records

Clay County property record for 75 Shepherd Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,433 sqft · built 2005
Lot Size	4.08 acres (177,725 sqft)
Owner	2 Company Names on Record
Last Sale	$85,000 (Apr 2005)
Tax Bill	$2,586 (2026)
Deeds & Mortgages	Apr 2021 Sale Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`549900811779`

Property Details

APN / Parcel Number

Primary APN	`549900811779`
Alternative APN	`619705000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,433 sqft Heated Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	177,725 sqft (4.08 acres)

Location & Zoning

Account Number	619705000
Street Address	75 SHEPHERD DR
City	HAYESVILLE
State	NC
Zip	28904-0010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1162
Legal Subdivision	SURVEY FOR RICHARD F & LESLIE L WAGNER
Legal Tract	2
Jurisdiction	CLAY NC
Township / Civil Division	SHOOTING CREEK
Census Block Group	2
Census Block	2002
Census Tract	950101

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	75 SHEPHERD DR, HAYESVILLE, NC 28904-0010
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Warranty Deed, Transfer
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2005 · Amount on Record
Deed Sale	Apr 4, 2005 · Amount on Record
Deed Document Number	20051449
Deed Book / Page	286 / 57
Last Transfer Date	Apr 1, 2021
Transfer Doc	451/58
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Apr 1, 2021
Property Address	75 SHEPHERD DR, HAYESVILLE, NC 28904-0010
Document Number	451/58
Book / Page	451 / 58
Instrument Date	Apr 1, 2021
Instrument	2021001142
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	SHEPHERD DRIVE, HAYESVILLE, NC 28904

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	75 SHEPHERD DR, HAYESVILLE, NC 28904-0010

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	75 SHEPHERD DR, HAYESVILLE, NC 28904-0010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R15/49
Date	Dec 21, 2020
Book Page	R15/49
Instrument	2020003411

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,586.00 (+23.32%)	$802,000 (+88.66%) Land $60,300 Building $741,700	$802,000 (+88.66%) Land $60,300 Building $741,700
2025	$2,097.00 (+5.01%)	$425,100 (-) Land $36,900 Building $388,200	$425,100 (-) Land $36,900 Building $388,200
2023	$1,997.00	$425,100 Land $36,900 Building $388,200	$425,100 Land $36,900 Building $388,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

5G (outdoors only) and 4G LTE

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