1013 Shepherd Dr, Hayesville, NC 28904 Property Records

Clay County property record for 1013 Shepherd Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,632 sqft · built 2004
Lot Size	1.94 acres (84,898 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jan 2024)
Tax Bill	$1,266 (2026)
Deeds & Mortgages	Jan 2024 Sale Jan 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`549800598412`

Property Details

APN / Parcel Number

Primary APN	`549800598412`
Alternative APNs	`618365000` `623097000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Building Area	1,632 sqft Heated Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	84,898 sqft (1.94 acres)

Location & Zoning

Account Number	623097000
Street Address	1013 SHEPHERD DR
City	HAYESVILLE
State	NC
Zip	28904-5168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 SHEPHERD FARM
Legal Subdivision	THE SHEPHERD FARM
Legal Lot Number	6
Jurisdiction	CLAY NC
Township / Civil Division	SHOOTING CREEK
Census Block Group	2
Census Block	2002
Census Tract	950101

Owner

1013 Shepherd Dr is owned by two individuals who bought it in January 2024.

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4977 CAMUS ST, SARASOTA, FL 34232-2341
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Warranty Deed, Transfer
Jan 18, 2023	Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 6, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jun 25, 2018	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2024 · Amount on File
Deed Sale	Jan 29, 2024 · Amount on File
Prior Sale	Jan 18, 2023 · Amount on File
Deed Document Number	2024185
Deed Book / Page	481 / 305
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jan 29, 2024
Property Address	1013 SHEPHERD DR, HAYESVILLE, NC 28904-5168
Document Number	000481/305
Book / Page	481 / 305
Map Reference	CAB 5 SL 909
Instrument Date	Jan 25, 2024
Instrument	2024000185
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Amount	Amount on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1616 ASHANTILLY DR, DARIEN, GA 31305-3262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4977 CAMUS ST, SARASOTA, FL 34232-2341

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jan 18, 2023
Property Address	1013 SHEPHERD DR, HAYESVILLE, NC 28904-5168
Document Number	000472/105
Book / Page	472 / 105
Map Reference	CAB 5 SL 909
Instrument Date	Jan 17, 2023
Instrument	2023000138
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$746.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7215 WHITNEY AVE, COCOA, FL 32927-2914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 SHEPHERD DR, HAYESVILLE, NC 28904-5168

Mortgage

Document Number	2023000139
Date	Jan 18, 2023
Instrument	2023000139

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	1013 SHEPHERD DR, HAYESVILLE, NC 28904-5168
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000J16/5
Date	Jan 10, 2022
Book Page	J16/5
Instrument	2022000055

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Apr 6, 2020
Property Address	1013 SHEPHERD DR, HAYESVILLE, NC 28904-5168
Document Number	0000439/61
Book / Page	439 / 61
Map Reference	CAB 5 SL 909
Instrument Date	Apr 3, 2020
Instrument	2020000765
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$498.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1013 SHEPHERD DR, 1013, HAYESVILLE, NC 28904-5168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7215 WHITNEY AVE, COCOA, FL 32927-2914

Mortgage

Document Number	2020000766
Date	Apr 6, 2020
Instrument	2020000766

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jun 25, 2018
Property Address	1013 SHEPHERD DR, HAYESVILLE, NC 28904-5168
Document Number	00421/0114
Book / Page	421 / 0114
Map Reference	CAB 5 SL 909
Instrument Date	Jun 22, 2018
Instrument	2018001412
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 SHEPHERD DR, 103, HAYESVILLE, NC 28904-5167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 SHEPHERD DR, HAYESVILLE, NC 28904-5168

Mortgage

Document Number	2018001413
Date	Jun 25, 2018
Instrument	2018001413

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1013 Shepherd Dr was $1,266, up 47.4% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,266.00 (+47.38%)	$376,400 (+132.78%) Land $39,000 Building $337,400	$376,400 (+132.78%) Land $39,000 Building $337,400
2025	$859.00	$161,700 Land $25,200 Building $136,500	$161,700 Land $25,200 Building $136,500
2023	$759.00	$161,700 Land $25,200 Building $136,500	$161,700 Land $25,200 Building $136,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1013 Shepherd Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Shepherd Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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