75 Shaffer Ln, Oakland, MD 21550 Property Records

Garrett County property record for 75 Shaffer Ln, Oakland, MD 21550

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,904 sqft · built 2004
Lot Size	3.81 acres (165,964 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Feb 2022)
Tax Bill	$1,967 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-023531`

Property Details

APN / Parcel Number

Primary APN	`16-023531`
Alternative APN	`023531`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	165,964 sqft (3.81 acres)
Porch	Slab
Porch Area	280 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	023531
Street Address	75 SHAFFER LN
City	OAKLAND
State	MD
Zip	21550-6361
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	3.81 AC S/S GARRETT RD MT LAKE PARK
Jurisdiction	GARRETT MD
Township / Civil Division	16, MOUNTAIN LAKE PARK
Census Block Group	2
Census Block	2004
Census Tract	700

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 SHAFFER LN, OAKLAND, MD 21550-6361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	Dec 29, 2003 · Amount on Record
Deed Book / Page	2390 / 293
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Feb 1, 2022
Property Address	75 SHAFFER LN, OAKLAND, MD 21550-6361
Document Number	0023900293
Book / Page	2390 / 293
Map Reference	CASE DKM 01 FILE 159
Instrument Date	Jan 28, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	75 SHAFFER LN, OAKLAND, MD 21550-6361

Mortgage

Document Number	0002390299
Date	Feb 1, 2022
Instrument	2390/299

Lender

Name	AMEERICAN FINANCIAL NETWORK INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,967.00 (+0.31%) Homeowner's exemption	$204,867 (+2.13%)	$213,400 (+6.38%) Land $32,200 Building $181,200
2025	$1,961.00 (+4.25%) Homeowner's exemption	$200,600 (+20.07%) Land $32,200 Building $168,400	$200,600 (-) Land $32,200 Building $168,400
2023	$1,881.00 Homeowner's exemption	$167,067	$200,600 Land $32,200 Building $168,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–1994)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Pogozone powered by Neubeam Fixed Wireless	300 / 40
T-Mobile Fixed Wireless	100 / 20