21 Shaffer Ln, Oakland, MD 21550 Property Records

Garrett County property record for 21 Shaffer Ln, Oakland, MD 21550

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,824 sqft · built 1975
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Nov 2016)
Tax Bill	$1,437 (2026)
Flood Zone	Zone X (minimal risk)
APN	`16-015865`

Property Details

APN / Parcel Number

Primary APN	`16-015865`
Alternative APN	`015865`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,824 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Mobile Home
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Porch	Porch
Porch Area	360 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	015865
Street Address	21 SHAFFER LN
City	OAKLAND
State	MD
Zip	21550-6361
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	0.92 AC SE/S GARRETT RD LOCH LYNN
Jurisdiction	GARRETT MD
Township / Civil Division	16, MOUNTAIN LAKE PARK
Census Block Group	2
Census Block	2004
Census Tract	700

Owner

21 Shaffer Ln, a mobile home, is owned by two individuals who bought it in November 2016.

Source: Garrett County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 SHAFFER HILL RD, OAKLAND, MD 21550-3118
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2016 · Amount on File
Deed Sale	Nov 9, 2016 · Amount on File
Prior Sale	Aug 11, 2004 · Amount on File
Deed Document Number	20161972-0130
Deed Book / Page	1972 / 130
Transfer Doc	0000000841
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 21 Shaffer Ln was $1,437.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,437.00	$126,567	$169,300 Land $26,000 Building $143,300
2023	$1,047.00	$87,133	$105,200 Land $26,000 Building $79,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Shaffer Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–1994)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Shaffer Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Pogozone powered by Neubeam Fixed Wireless	300 / 40
T-Mobile Fixed Wireless	100 / 20