63 S Crest Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 63 S Crest Rd, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details5 ba · 6,683 sqft · built 1920
Lot Size0.449 acres (19,597 sqft)
OwnerIndividual Name on File
Last Sale$995,000 (Dec 2021)
Tax Bill$4,329 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN146M D 013

Property Details

APN / Parcel Number

Primary APN146M D 013
Alternative APN
  • 0000076243

Interior

Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area6,683 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,597 sqft (0.449 acres)
Lot Dimensions195 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000076243
Street Address63 S CREST RD
CityCHATTANOOGA
StateTN
Zip37404-4006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLTS 3&6 PT 4 WOODBURN NEW SUB REV PB 7 2 PG 22 44
Legal SubdivisionWOODBURNS NEW SUB
Legal Lot Number3,6 6
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group2
Census Block2042
Census Tract1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Missionary Ridge Historic District
listed 1996 · 191 contributing resources · NRIS 95001257

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

63 S Crest Rd is owned and occupied by an individual who bought it in December 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address63 S CREST RD, CHATTANOOGA, TN 37404-4006
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Warranty Deed, Transfer · ARM
RAYMOND JAMES BANK NA
Jan 27, 2020Warranty Deed, Transfer · Conventional Mortgage
KELLER MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2021 · Amount on File
Deed SaleDec 14, 2021 · Amount on File
Prior SaleJan 27, 2020 · Amount on File
Deed Document Number2021121400178
Deed Book / Page12771 / 272
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 14, 2021
Property Address63 S CREST RD, CHATTANOOGA, TN 37404-4006
Document Number0000000178
Book / Page12771 / 272
Instrument DateDec 10, 2021
Instrument2021121400178
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,681.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address63 SB CREST RD, CHATTANOOGA, TN 37404

Mortgage

Document Number0012771275
DateDec 14, 2021
Instrument12771/275
Lender
NameRAYMOND JAMES BANK NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJan 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.75%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2037
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change7.75%
Index1-Year CMT
Max Rate7.75%

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 27, 2020
Property Address63 S CREST RD, CHATTANOOGA, TN 37404-4006
Document Number0127000292
Book / Page011890 / 000238
Instrument DateJan 24, 2020
Instrument200127000292
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyFIRST CHOICE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,646.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address63 S CREST RD CHATTANOOGA TN 374044006, CHATTANOOGA, TN 37404-4006

Mortgage

Document Number127000293
DateJan 27, 2020
Book Page011890/000241
Instrument200127000293
Lender
NameKELLER MTG
TypeMortgage Company
AddressDUBLIN, OH 43016
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 63 S Crest Rd was $4,329, up 7.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,329.00 (+7.82%)$285,650 (+59.14%)$1,142,600 (+59.14%) Land $218,800 Building $923,800
2024$4,015.00$179,500 (-)$718,000 (-) Land $125,000 Building $593,000
2023$4,015.00$179,500 (-)$718,000 (-) Land $125,000 Building $593,000
2022$4,015.00$179,500$718,000 Land $125,000 Building $593,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 63 S Crest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 63 S Crest Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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