75 River Ridge Rd, Carnesville, GA 30521 Property Records

Franklin County property record for 75 River Ridge Rd, Carnesville, GA 30521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,288 sqft · built 1998
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (May 2018)
Tax Bill	$2,203 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`047A-021`

Property Details

APN / Parcel Number

Primary APN	`047A-021`
Alternative APN	`5999`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,288 sqft Heated Area
1st Floor Area	2,288 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	53,579 sqft (1.23 acres)
Terrain	Rolling
Garage Area	660 sqft
Porch	Slab
Porch Area	140 sqft
Deck Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	5999
Street Address	75 RIVER RIDGE RD
City	CARNESVILLE
State	GA
Zip	30521-4431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED RU
Legal Description	1.23 AC RIVER RIDGE LOT 15
Legal Subdivision	AC RIVER RIDGE
Legal Lot Number	15
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	1
Census Block	1033
Census Tract	890202

Owner

Source: Franklin County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 RIVER RIDGE RD, CARNESVILLE, GA 30521-4431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Aug 28, 2019	Grant Deed, Transfer · FHA Mortgage HOMESTAR FIN'L
Aug 28, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 11, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2018 · Amount on Record
Deed Sale	May 9, 2018 · Amount on Record
Prior Sale	Jul 28, 2014 · Amount on Record
Deed Document Number	2018491
Deed Book / Page	1300 / 326
Transfer Doc	0010340258
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	75 RIVER RIDGE RD, CARNESVILLE, GA 30521-4431
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 RIVER RIDGE RD, CARNESVILLE, GA 30521-4431

Mortgage

Document Number	0000001611/0000000216
Date	Feb 20, 2024
Book Page	0000001611/0000000216

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN GA
Recording Date	Aug 28, 2019
Property Address	75 RIVER RIDGE RD, CARNESVILLE, GA 30521-4431
Document Number	0013570033
Book / Page	001357 / 000033
Instrument Date	Aug 27, 2019
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	75 RIVER RIDGE RD CARNESVILLE GA 305214431, CARNESVILLE, GA 30521-4431

Mortgage

Document Number	13570035
Date	Aug 28, 2019
Book Page	001357/000035

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN GA
Recording Date	Aug 28, 2019
Property Address	75 RIVER RIDGE RD, CARNESVILLE, GA 30521-4431
Document Number	0013570031
Book / Page	001357 / 000031
Instrument Date	Aug 27, 2019
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 RIVER RIDGE RD CARNESVILLE GA 305214431, CARNESVILLE, GA 30521-4431

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN GA
Recording Date	May 11, 2018
Property Address	75 RIVER RIDGE RD, CARNESVILLE, GA 30521-4431
Document Number	0013000326
Book / Page	001300 / 000326
Instrument Date	May 9, 2018
Transaction Type	Transfer
Record Updated	May 30, 2018

Transaction

Amount	Amount Recorded
Tax	$145.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	75 RIVER RIDGE RD CARNESVILLE GA 305214431, CARNESVILLE, GA 30521-4431

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,203.00 (+13.91%) Homeowner's exemption	$97,354 (+26.45%) Land $5,904 Building $91,450	$243,384 (+26.45%) Land $14,760 Building $228,624
2023	$1,934.00 (+6.62%) Homeowner's exemption	$76,993 (+9.45%) Land $3,936 Building $73,057	$192,482 (+9.45%) Land $9,840 Building $182,642
2022	$1,814.00 Homeowner's exemption	$70,346 Land $3,936 Building $66,410	$175,866 Land $9,840 Building $166,026

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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