75 Richfield St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 75 Richfield St, Ilion, NY 13357

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 886 sqft · built 1900
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$27,500 (Aug 2008)
Tax Bill	$1,970 (2026)
Deeds & Mortgages	May 2026 Line of Credit Apr 2023 Sale + 1 more
APN	`212801 119.60-4-15`

Property Details

APN / Parcel Number

Primary APN	`212801 119.60-4-15`
Alternative APNs	`280111906000040150000000` `022018420`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	886 sqft Living Area
1st Floor Area	691 sqft
Upper Floors Area	195 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Porch	Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	022018420
Street Address	75 RICHFIELD ST
City	ILION
State	NY
Zip	13357-2622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	75 RICHF'D ST N R1 G
Legal Block	4
Legal Lot Number	15.000
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	3
Census Block	3003
Census Tract	10400

Owner

75 Richfield St is owned and occupied by an individual who acquired it in November 2021.

Source: Herkimer County and German Flatts Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	75 RICHFIELD ST, ILION, NY 13357-2622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION
Apr 14, 2023	Deed, Transfer
Nov 24, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2008 · Amount on File
Deed Sale	Aug 1, 2008 · Amount on File
Deed Book / Page	1282 / 605
Last Transfer Date	Nov 21, 2021
Transfer Doc	0020216670
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Recording Date	May 18, 2026
Property Address	75 RICHFIELD ST, ILION, NY 13357-2622
Document Number	RP20262226
Instrument Date	May 12, 2026
Instrument	20262226
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 RICHFIELD ST, ILION, NY 13357-2622
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002226,
Date	May 18, 2026
Instrument	20262226

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HERKIMER NY
Recording Date	Apr 14, 2023
Property Address	75 RICHFIELD ST, ILION, NY 13357-2622
Document Number	RP20231687
Instrument Date	Apr 12, 2023
Instrument	RP2023-1687
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 RICHFIELD ST, ILION, NY 13357-2622

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Nov 24, 2021
Property Address	75 RICHFIELD ST, ILION, NY 13357-2622
Document Number	0020216670
Instrument Date	Nov 21, 2021
Instrument	2021-6670
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 RICHFIELD ST, ILION, NY 13357-2622

Tax Assessment & Valuation

The 2026 property tax bill for 75 Richfield St was $1,970 with exemptions applied, up 2.9% from the year before.

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Municipality	Ilion Village
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,970.00 (+2.87%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$1,915.00	$30,000 Land $8,300 Building $21,700	$56,180 Land $15,543 Building $40,637
2023		$30,000 Land $8,300 Building $21,700	$54,545 Land $15,091 Building $39,454
2020	$999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 75 Richfield St; there have been 59 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	59 (2006–2013)
Claims Outside the SFHA	1 of 59
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 43 claims Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Richfield St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ILION (V) WATER WORKS serves 8,053 people · EPA ID NY2102307
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	36 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Aug 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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