44 Richfield St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 44 Richfield St, Ilion, NY 13357

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,564 sqft · built 1930
Lot Size0.105 acres (4,600 sqft)
OwnerIndividual Name on File
Last Sale$44,000 (Feb 2022)
Tax Bill$3,365 (2026)
Deeds & MortgagesMar 2022 Refinance
Feb 2022 Sale & Mortgage
APN212801 119.60-3-62

Property Details

APN / Parcel Number

Primary APN212801 119.60-3-62
Alternative APNs
  • 280111906000030620000000
  • 20183730

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,564 sqft Living Area
1st Floor Area782 sqft
2nd Floor Area782 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,600 sqft (0.105 acres)
Lot Dimensions115 ft deep x 40 ft wide
PorchSlab
Porch Area133 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number20183730
Street Address44 RICHFIELD ST
CityILION
StateNY
Zip13357-2612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description44 RICHFD ST S R1 D
Legal Block3
Legal Lot Number62.000
JurisdictionHERKIMER NY
Township / Civil DivisionGERMAN FLATTS
Census Block Group3
Census Block3003
Census Tract10400

Owner

44 Richfield St is owned and occupied by an individual who bought it in February 2022.

Source: Herkimer County and German Flatts Town records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address44 RICHFIELD ST, ILION, NY 13357-2612
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST SOURCE FEDERAL CREDIT UNION
Feb 2, 2022Deed, Transfer · Stand-Alone First Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2022 · Amount on File
Deed SaleFeb 2, 2022 · Amount on File
Deed Document Number2022560
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address44 RICHFIELD ST, ILION, NY 13357-2612
Transaction TypeMortgage
Record UpdatedApr 12, 2022
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20221521
DateMar 22, 2022
InstrumentRP2022-1521
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2052

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionHERKIMER NY
Recording DateFeb 2, 2022
Property Address44 RICHFIELD ST, ILION, NY 13357-2612
Document Number0002022560
Instrument DateFeb 1, 2022
Instrument2022-560
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3576 ONEIDA ST, NEW HARTFORD, NY 13413-9589

Mortgage

Document Number0002022561
DateFeb 2, 2022
Instrument2022-561
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 44 Richfield St was $3,365, up 2.8% from the year before.

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,365.00 (+2.84%)
2025$3,272.00$50,000 Land $8,600 Building $41,400$93,633 Land $16,105 Building $77,528
2023$50,000 Land $8,600 Building $41,400$90,909 Land $15,636 Building $75,273
2020$571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 44 Richfield St; there have been 59 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 32 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims59 (2006–2013)
Claims Outside the SFHA1 of 59
Most Recent ClaimJun 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2013 · 43 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims
  • Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Richfield St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemILION (V) WATER WORKS
serves 8,053 people · EPA ID NY2102307
Water SourceSurface water
Last State InspectionOct 2024
Lead36 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Aug 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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