Madison County property record for 75 Reed Hl, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,216 sqft |
| Owner | Individual Name on File |
| Last Sale | $187,000 (Jul 2022) |
| Tax Bill | $1,763 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B011-0004-0008-A |
| Primary APN | B011-0004-0008-A |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,216 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|
| Account Number | 64902 |
|---|---|
| Street Address | 75 REED HL |
| City | BEREA |
| State | KY |
| Zip | 40403-2119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 6-8 BLK A |
| Legal Subdivision | SCOTT SUB |
| Legal Block | A |
| Legal Lot Number | 6-8 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11301 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 75 REED HL, BEREA, KY 40403-2119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Dec 21, 2017 | Deed, Transfer · FHA Mortgage KENTUCKY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2022 · Amount on File |
| Deed Sale | Jul 21, 2022 · Amount on File |
| Prior Sale | Dec 21, 2017 · Amount on File |
| Deed Document Number | 2014102294 |
| Deed Book / Page | D826 / 476 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 21, 2022 |
| Property Address | 75 REED HL, BEREA, KY 40403-2119 |
| Document Number | 00D826/476 |
| Book / Page | D826 / 476 |
| Map Reference | MB 1 PG 162 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 2014102294 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 234 OLD US 25 N, 234, BEREA, KY 40403-9147 |
| Name | Verified Name |
|---|---|
| Address | 75 REED HL, BEREA, KY 40403-2119 |
| Document Number | 2014102297 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 2014102297 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Number | 0M2177/153 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | M2177/153 |
| Instrument | 2014102315 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 75 REED HL, BEREA, KY 40403-2119 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | M2025/170 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | M2025/170 |
| Instrument | 2014029968 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 21, 2017 |
| Property Address | 75 REED HL, BEREA, KY 40403-2119 |
| Document Number | D00754/110 |
| Book / Page | D00754 / 110 |
| Map Reference | MB1 PG162 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 2013969421 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2770 FREELAND RD APT 83, 2770, SAGINAW, MI 48604-9619 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 75 REED HL, BEREA, KY 40403-2119 |
| Document Number | 2013969422 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 2013969422 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,763.00 (-2.76%) Additional exemption filed | $187,000 (-) | $187,000 (-) |
| 2023 | $1,813.00 | $187,000 | $187,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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