Hampden County and Westfield City property record for 75 Prospect St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,612 sqft · built 1970 |
| Lot Size | 0.279 acres (12,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Aug 1993) |
| Tax Bill | $4,564 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:209 L:5 |
| Primary APN | WFLD M:209 L:5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,612 sqft Living Area |
| Gross Area | 2,724 sqft |
| 1st Floor Area | 988 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,160 sqft (0.279 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 75 PROSPECT ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-1557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 5 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 812800 |
75 Prospect St is owned and occupied by two individuals who bought it in August 1993.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 PROSPECT ST, WESTFIELD, MA 01085-1557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 1993 · Amount on File |
| Deed Sale | Aug 5, 1993 · Amount on File |
| Prior Sale | May 28, 1987 · Amount on File |
| Deed Book / Page | 8516 / 428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 75 PROSPECT ST, WESTFIELD, MA 01085-1557 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21889-123 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 21889/123 |
| Instrument | 58787 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2037 |
The 2026 property tax bill for 75 Prospect St was $4,564, up 9.4% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,564.00 (+9.42%) | $305,700 (+11.24%) Land $94,000 Building $211,700 | $325,738 (-0.21%) |
| 2025 | $4,171.00 | $274,800 Land $98,300 Building $176,500 | $326,420 (+5.17%) |
| 2024 | $310,365 | ||
| 2023 | $3,873.00 | $228,100 Land $85,100 Building $143,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 75 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 75 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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