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65 Prospect St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 65 Prospect St, Westfield, MA 01085

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,037 sqft · built 1951
Lot Size0.333 acres (14,484 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Oct 2019)
Tax Bill$3,948 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Aug 2019 Transfer
Flood ZoneZone X (minimal risk)
APNWFLD M:209 L:83

Property Details

APN / Parcel Number

Primary APNWFLD M:209 L:83
Alternative APN
  • M:329209 B:00083 L:00000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,037 sqft Living Area
Gross Area2,592 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,484 sqft (0.333 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address65 PROSPECT ST
CityWESTFIELD
StateMA
Zip01085-1555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number83
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group2
Census Block2010
Census Tract812800

Owner

65 Prospect St is owned and occupied by an individual who bought it in October 2019.

Source: Hampden County and Westfield City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address65 PROSPECT ST, WESTFIELD, MA 01085-1555
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
SANTANDER BANK NA
Aug 30, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2019 · Amount on File
Deed SaleOct 22, 2019 · Amount on File
Prior SaleDec 30, 2013 · Amount on File
Deed Document Number201961538
Deed Book / Page22913 / 483
Record UpdatedOct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateOct 22, 2019
Property Address65 PROSPECT ST, WESTFIELD, MA 01085-1555
Document Number22913-483
Book / Page22913 / 483
Instrument DateOct 22, 2019
Instrument61538
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 PROSPECT ST # 2, 2, WESTFIELD, MA 01085-1774

Mortgage

Document Number61539
DateOct 22, 2019
Instrument61539
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateAug 30, 2019
Property Address65 PROSPECT ST, WESTFIELD, MA 01085-1555
Document Number22829-327
Book / Page022829 / 000327
Instrument DateAug 26, 2019
Instrument49424
Transaction TypeTransfer
Record UpdatedSep 17, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 RESERVOIR AVE WESTFIELD MA 010851012, WESTFIELD, MA 01085-1012

Tax Assessment & Valuation

The 2025 property tax bill for 65 Prospect St was $3,948.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,948.00$260,100 Land $99,100 Building $161,000
2023$3,797.00$223,600 Land $85,900 Building $137,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 65 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTFIELD DPWWATER DIVISION
serves 41,094 people · EPA ID MA1329000
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Whip City Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect St

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