75 Prospect St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 75 Prospect St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	2,656 sqft · built 1920
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Company Names on Record
Last Sale	$52,500 (May 1976)
Tax Bill	$13,682 (2025)
Deeds & Mortgages	Aug 2026 Transfer Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00100-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`31-00100-0000-00001`
Alternative APNs	`310010000001` `204200`

Interior

Stories	2 Stories
Building Area	2,656 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Frame
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	204200
Street Address	75 PROSPECT ST
City	LODI
State	NJ
Zip	07644-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X100
Legal Block	100
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	4
Census Block	4002
Census Tract	30402

Owner

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	32 EDGEMERE AVE, GREENWOOD LAKE, NY 10925-2414
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage BOGOTA SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 1976 · Amount on Record
Deed Sale	May 6, 1976 · Amount on Record
Deed Book / Page	6112 / 228
Last Transfer Date	May 7, 2026
Transfer Doc	0000054204
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 5, 2026
Property Address	75 PROSPECT ST, LODI, NJ 07644-2338
Document Number	0000054204
Book / Page	5867 / 1718
Instrument Date	May 7, 2026
Instrument	202654204
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	32 EDGEMERE AVE, GREENWOOD LAKE, NY 10925-2414
Investor	Possibly a Property Investor

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	75 PROSPECT ST, LODI, NJ 07644-2338
Document Number	0030862362
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018
Title Company	MAIN STREET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	75 PROSPECT ST LODI NJ 076442338, LODI, NJ 07644-2338

Mortgage

Document Number	0030862362
Date	Oct 22, 2018
Book Page	003086/002362
Instrument	74924

Lender

Name	BOGOTA SVGS BK
Type	Federal Savings Bank
Address	TEANECK, NJ 07666

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2048

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,500 (-) Land $160,000 Building $226,500	$386,500 (-) Land $160,000 Building $226,500
2025	$13,682.00 (+5.61%)	$386,500 (-) Land $160,000 Building $226,500	$386,500 (-) Land $160,000 Building $226,500
2024	$12,955.00 (+2.7%)
2023		$386,500 Land $160,000 Building $226,500	$386,500 Land $160,000 Building $226,500
2022	$12,615.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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