Essex County and Lynnfield Town property record for 75 Prospect Ave, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,790 sqft · built 1925 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $851,000 (Jun 2023) |
| Tax Bill | $9,416 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0035 B:0000 L:0965 |
| Primary APN | LYNF M:0035 B:0000 L:0965 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,790 sqft Living Area |
| Gross Area | 2,500 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,001 sqft (0.115 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 75 PROSPECT AVE |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-1909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | LAKEFIELD PARK |
| Legal Lot Number | 965 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 209100 |
Source: Essex County and Lynnfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 75 PROSPECT AVE, LYNNFIELD, MA 01940-1909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Jun 15, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MAIN STREET BANK (MA) |
| Nov 12, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2023 · Amount on Record |
| Deed Sale | Jun 15, 2023 · Amount on Record |
| Prior Sale | Nov 12, 2020 · Amount on Record |
| Deed Book / Page | 41615 / 58 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 75 PROSPECT AVE, LYNNFIELD, MA 01940-1909 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043018-433 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 43018/433 |
| Instrument | 20251021001870 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Jun 15, 2023 |
| Property Address | 75 PROSPECT AVE, LYNNFIELD, MA 01940-1909 |
| Document Number | 0041615-58 |
| Book / Page | 41615 / 58 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 20230615002930 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 75 PROSPECT AVE, LYNNFIELD, MA 01940-1909 |
| Document Number | 230615002940 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 230615002940 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Type Change Date | Jul 1, 2028 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Nov 12, 2020 |
| Property Address | 75 PROSPECT AVE, LYNNFIELD, MA 01940-1909 |
| Document Number | 39171-42 |
| Book / Page | 039171 / 000042 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 12003850 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,124.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PROSPECT AVE LYNNFIELD MA 01940, LYNNFIELD, MA 01940 |
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,416.00 (+9.48%) | $821,600 (+0.87%) Land $461,400 Building $349,700 | $865,661 (-5.19%) |
| 2025 | $8,601.00 (+13.98%) | $814,500 (+13.44%) Land $457,300 Building $357,200 | $913,045 |
| 2024 | $7,546.00 (+0.08%) | $718,000 (+7.6%) Land $404,700 Building $313,300 | |
| 2023 | $7,540.00 | $667,300 Land $383,900 Building $283,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 10 (1979–2021) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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