Essex County and Lynnfield Town property record for 50 Prospect Ave, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,614 sqft · built 1950 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $898,000 (Aug 2025) |
| Tax Bill | $8,938 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0035 B:0000 L:0975 |
| Primary APN | LYNF M:0035 B:0000 L:0975 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,614 sqft Living Area |
| Gross Area | 3,573 sqft |
| Basement Area | 1,166 sqft |
| Unfinished Basement | 1,166 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,002 sqft (0.344 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 50 PROSPECT AVE |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | LAKEFIELD PARK LYNNFIELD CENTE |
| Legal Lot Number | 975 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 209100 |
50 Prospect Ave is owned and occupied by two individuals who bought it in August 2025.
Source: Essex County and Lynnfield Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 50 PROSPECT AVE, LYNNFIELD, MA 01940-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 22, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on File |
| Deed Sale | Aug 22, 2025 · Amount on File |
| Deed Document Number | 20253580 |
| Deed Book / Page | 42905 / 313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 50 PROSPECT AVE, LYNNFIELD, MA 01940-1910 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040837-140 |
|---|---|
| Date | Apr 1, 2022 |
| Book Page | 40837/140 |
| Instrument | 20220401003220 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Aug 22, 2025 |
| Property Address | 50 PROSPECT AVE, LYNNFIELD, MA 01940-1910 |
| Document Number | 042905-313 |
| Book / Page | 42905 / 313 |
| Instrument Date | Aug 22, 2025 |
| Instrument | 20250822003580 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 50 PROSPECT AVE, LYNNFIELD, MA 01940-1910 |
| Document Number | 20250822003590 |
|---|---|
| Date | Aug 22, 2025 |
| Instrument | 20250822003590 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
The 2026 property tax bill for 50 Prospect Ave was $8,938, up 9.5% from the year before.
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,938.00 (+9.48%) | $779,900 (+0.88%) Land $504,600 Building $275,300 | $807,350 (-5.51%) |
| 2025 | $8,164.00 (+13.55%) | $773,100 (+13.01%) Land $500,200 Building $272,900 | $854,430 |
| 2024 | $7,190.00 (-0.15%) | $684,100 (+7.34%) Land $442,600 Building $241,500 | |
| 2023 | $7,201.00 | $637,300 Land $419,900 Building $217,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 50 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 10 (1979–2021) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 50 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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