Middlesex County and Reading Town property record for 75 Oak St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,823 sqft Living Area |
| Lot Size | 21,175 sqft (0.486 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,650,000 (2025) |
| Tax Bill | $13,158.00 (2025) |
Source: Middlesex County and Reading Town records · APN READ M:010.0-0000-0208.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 OAK ST, READING, MA 01867-3710 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| May 29, 2025 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage GUARANTEED RATE INC |
| Oct 09, 2020 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage GUARANTEED RATE INC |
| Feb 13, 2019 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2025 · Amount on Record |
| Deed Sale | May 29, 2025 · Amount on Record |
| Prior Sale | Oct 09, 2020 · Amount on Record |
| Deed Book / Page | 84149 / 524 |
| Prior Transfer Date | Jan 31, 2019 |
| Prior Transfer Doc | 72226-550 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 29, 2025 |
| Property Address | 75 OAK ST, READING, MA 01867-3710 |
| Document Number | 084149-524 |
| Book / Page | 84149 / 524 |
| Instrument Date | May 28, 2025 |
| Instrument | 58885 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 75 OAK ST, READING, MA 01867-3710 |
| Document Number | 0000058886 |
|---|---|
| Date | May 29, 2025 |
| Instrument | 58886 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jun 01, 2032 |
| Max Rate At Change | 2.75% |
| Index | Other |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 09, 2020 |
| Property Address | 75 OAK ST, READING, MA 01867-3710 |
| Document Number | 75854-216 |
| Book / Page | 75854 / 216 |
| Instrument Date | Oct 01, 2020 |
| Instrument | 183701 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 75 OAK ST, READING, MA 01867-3710 |
| Document Number | 183702 |
|---|---|
| Date | Oct 09, 2020 |
| Instrument | 183702 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 13, 2019 |
| Property Address | 75 OAK ST, READING, MA 01867-3710 |
| Document Number | 72226-550 |
| Book / Page | 072226 / 000550 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 711 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 UPTON DR TYNGSBORO MA 018791427, TYNGSBORO, MA 01879-1427 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,158.00 (+1.14%) | $1,155,200 (+4.06%) Land $497,900 Building $657,300 | $1,554,675 (+29.27%) |
| 2024 | $13,010.00 (+3.13%) | $1,110,100 (+10.79%) Land $478,300 Building $631,800 | $1,202,700 |
| 2023 | $12,615.00 | $1,002,000 Land $431,200 Building $570,800 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | READ M:010.0-0000-0208.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,823 sqft Living Area |
| Gross Area | 4,158 sqft Gross Area |
| Basement Area | 675 sqft Basement |
| Unfinished Basement | 675 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 21,175 sqft (0.486 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 320000000030 |
|---|---|
| Street Address | 75 OAK ST |
| City | READING |
| State | MA |
| Zip | 01867-3710 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 5 |
| Census Block | 5001 |
| Census Tract | 334100 |
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