Middlesex County and Reading Town property record for 58 Oak St, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,126 sqft · built 1962 |
| Lot Size | 0.756 acres (32,914 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Sep 2023) |
| Tax Bill | $10,085 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jan 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:011.0-0000-0012.0 |
| Primary APN | READ M:011.0-0000-0012.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,126 sqft Living Area |
| Gross Area | 3,115 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,914 sqft (0.756 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 240000000650 |
|---|---|
| Street Address | 58 OAK ST |
| City | READING |
| State | MA |
| Zip | 01867-3701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records · APN READ M:011.0-0000-0012.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 58 OAK ST, READING, MA 01867-3701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2023 | Deed of Trust, Mortgage · Line of Credit NORTHERN HM LOANS LLC |
| Jan 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO |
| Oct 27, 2025 | Deed of Trust, Mortgage LEADER BANK NA |
| Sep 25, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Mar 22, 2018 | Deed of Trust, Mortgage · ARM BAYCOAST MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 25, 2023 · Amount on Record |
| Deed Sale | Sep 25, 2023 · Amount on Record |
| Prior Sale | Dec 21, 2007 · Amount on Record |
| Deed Document Number | 2023108061 |
| Deed Book / Page | 82030 / 379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 58 OAK ST, READING, MA 01867-3701 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 081526-143 |
|---|---|
| Date | May 12, 2023 |
| Book Page | 81526/143 |
| Instrument | 49017 |
| Name | NORTHERN HM LOANS LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 58 OAK ST, READING, MA 01867-3701 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0076829-18 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 76829/18 |
| Instrument | 21330 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 58 OAK ST, READING, MA 01867-3701 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084788-256 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 84788/256 |
| Instrument | 130282 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 25, 2023 |
| Property Address | 58 OAK ST, READING, MA 01867-3701 |
| Document Number | 082030-379 |
| Book / Page | 82030 / 379 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 108061 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 58 OAK ST, READING, MA 01867-3701 |
| Investor | Possibly a Property Investor |
| Document Number | 0000108062 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 108062 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 58 OAK ST, READING, MA 01867-3701 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 070764-173 |
|---|---|
| Date | Mar 22, 2018 |
| Book Page | 70764/173 |
| Instrument | 38152 |
| Name | BAYCOAST MORTGAGE CO |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,085.00 (-0.68%) | $885,400 (+2.19%) Land $511,500 Building $373,900 | $921,975 (+13.62%) |
| 2024 | $10,154.00 (+3.24%) | $866,400 (+10.91%) Land $491,400 Building $375,000 | $811,490 |
| 2023 | $9,835.00 | $781,200 Land $443,100 Building $338,100 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173341005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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