75 Oak St, Mobile, AL 36608 Property Records

Mobile County property record for 75 Oak St, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,140 sqft · built 1981
Lot Size	0.406 acres (17,712 sqft)
Owner	Individual Name on Record
Last Sale	$89,900 (Jun 2020)
Tax Bill	$318 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`R022804191001027`

Property Details

APN / Parcel Number

Primary APN	`R022804191001027`
Alternative APNs	`28 04 19 1 001 027.XXX` `00504788` `504788`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,712 sqft (0.406 acres)
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	504788
Street Address	75 OAK ST
City	MOBILE
State	AL
Zip	36608-4531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF LOT 15 HIGHLAND PK EXT #2 MBK 5/233 #SEC 19 T4S R2W #MP28 04 19 1 001
Legal Range	04S
Legal Township	04S
Legal Section	19
Legal Subdivision	HIGHLAND PARK
Legal Lot Number	15
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	1
Census Block	1018
Census Tract	6403

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 OAK ST, MOBILE, AL 36608-4531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LNDRS
Aug 29, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2020 · Amount on Record
Deed Sale	Jun 4, 2020 · Amount on Record
Prior Sale	Aug 29, 2017 · Amount on Record
Deed Document Number	202032708
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 4, 2020
Property Address	75 OAK ST, MOBILE, AL 36608-4531
Document Number	0000032708
Instrument Date	May 11, 2020
Instrument	32708
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 OAK ST MOBILE AL 366084531, MOBILE, AL 36608-4531

Mortgage

Document Number	32709
Date	Jun 4, 2020
Instrument	32709

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 29, 2017
Property Address	75 OAK ST, MOBILE, AL 36608-4531
Document Number	0000049235
Book / Page	007548 / 001950
Instrument Date	Aug 28, 2017
Instrument	49235
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$38.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 COTTAGE HILL RD #3101 MOBILE AL 366063040, 3101, MOBILE, AL 36606-3040

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$318.00 (+7.07%) Homeowner's exemption	$7,940 (+5.59%) Land $1,600 Building $6,340	$79,400 (+5.59%) Land $16,000 Building $63,400
2024	$297.00 (-1.98%) Homeowner's exemption	$7,520 (-1.57%) Land $1,600 Building $5,920	$75,200 (-1.57%) Land $16,000 Building $59,200
2023	$303.00 Homeowner's exemption	$7,640 Land $1,400 Building $6,240	$76,400 Land $14,000 Building $62,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–2014)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream.

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