65 Oak St, Mobile, AL 36608 Property Records

Mobile County property record for 65 Oak St, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,211 sqft · built 1997
Lot Size	0.396 acres (17,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$72,500 (May 2026)
Deeds & Mortgages	Jul 2026 Line of Credit May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`R022804191001026`

Property Details

APN / Parcel Number

Primary APN	`R022804191001026`
Alternative APNs	`28 04 19 1 001 026.XXX` `00504779` `504779`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,211 sqft Living Area
1st Floor Area	1,211 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Overhead Door	Overhead Door

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1999
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,251 sqft (0.396 acres)
Garage Type	Mixed
Garage Area	2,256 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	504779
Street Address	65 OAK ST
City	MOBILE
State	AL
Zip	36608-4531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF LOT 15 HIGHLAND PARK EXT 2 MBK 5 P 233-34 #SEC 19 T4S R2W #MP28 04 19 1 001
Legal Range	04S
Legal Township	04S
Legal Section	19
Legal Subdivision	HIGHLAND PARK
Legal Lot Number	15
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	1
Census Block	1018
Census Tract	6403

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	516 NORTON AVE, SARALAND, AL 36571-2335
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
May 13, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	Jan 24, 2012 · Amount on Record
Deed Document Number	202627102
Prior Transfer Date	Dec 1, 2006
Prior Transfer Doc	0000004760
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Jul 27, 2026
Property Address	65 OAK ST, MOBILE, AL 36608-4531
Document Number	0000045039
Instrument Date	Jul 23, 2026
Instrument	202645039
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 OAK ST, MOBILE, AL 36608-4531

Mortgage

Document Number	0000045039,
Date	Jul 27, 2026
Instrument	202645039

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2056

Interest

Rate	6.49%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	May 13, 2026
Property Address	65 OAK ST, MOBILE, AL 36608-4531
Document Number	0000027102
Instrument Date	May 8, 2026
Instrument	202627102
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$7,322.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	516 NORTON AVE, SARALAND, AL 36571-2335

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,940 (+144.43%) Land $3,200 Building $25,740	$144,700 (+22.21%) Land $16,000 Building $128,700
2023	Additional exemption filed	$11,840 Land $1,400 Building $10,440	$118,400 Land $14,000 Building $104,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–2014)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream.

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