75 N Circle Dr, Coldwater, MI 49036 Property Records

Branch County property record for 75 N Circle Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,248 sqft · built 1940
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$124,900 (Jun 2003)
Tax Bill	$2,719 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`303-000-000-179-00`

Property Details

APN / Parcel Number

Primary APN	`303-000-000-179-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,248 sqft Building Perimeter
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	16,988 sqft (0.39 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	75 N CIRCLE DR
City	COLDWATER
State	MI
Zip	49036-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 36 FT OF LOT 48 & W 48 FT OF LOT 47 FAIRFIELD HOMESITES SEC 16 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	16
Legal Subdivision	FAIRFIELD HOMESITES
Legal Lot Number	47-48
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	3
Census Block	3011
Census Tract	951500

Owner

75 N Circle Dr is owned and occupied by an individual who bought it in June 2003.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	75 N CIRCLE DR, COLDWATER, MI 49036-1123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2003 · Amount on File
Deed Sale	Jun 2, 2003 · Amount on File
Prior Sale	Feb 18, 1992 · Amount on File
Deed Book / Page	964 / 739
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	75 N CIRCLE DR, COLDWATER, MI 49036-1123
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-07760
Date	Nov 16, 2017
Instrument	2017-07760

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48641

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 75 N Circle Dr was $2,719, up 3.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,100 (+2.72%)	$204,200 (+2.72%)
2025	$2,719.00 (+3.66%)	$99,400	$198,800
2024	$2,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 N Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 N Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20