Branch County property record for 46 N Circle Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,404 sqft · built 1949 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Aug 1993) |
| Tax Bill | $4,552 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 303-000-000-170-00 |
| Primary APN | 303-000-000-170-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,404 sqft Building Perimeter |
| 1st Floor Area | 1,603 sqft |
| Basement Area | 1,603 sqft |
| Unfinished Basement | 1,603 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Area | 460 sqft |
| Street Address | 46 N CIRCLE DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 55-56 FAIRFIELD HOMESITES SEC 16 T6S R6W |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 16 |
| Legal Subdivision | FAIRFIELD HOMESITES ADDITION |
| Legal Lot Number | 55-56 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 951500 |
46 N Circle Dr is owned and occupied by two individuals who acquired it in June 2026.
Source: Branch County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 N CIRCLE DR, COLDWATER, MI 49036-1155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 29, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 1993 · Amount on File |
| Deed Sale | Aug 16, 1993 · Amount on File |
| Prior Sale | Aug 27, 1992 · Amount on File |
| Deed Book / Page | 606 / 692 |
| Last Transfer Date | Jun 2, 2026 |
| Transfer Doc | 0000003562 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jun 2, 2026 |
| Property Address | 46 N CIRCLE DR, COLDWATER, MI 49036-1155 |
| Document Number | 0000003562 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 20263562 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 46 N CIRCLE DR, COLDWATER, MI 49036-1155 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Oct 29, 2018 |
| Property Address | 46 N CIRCLE DR, COLDWATER, MI 49036-1155 |
| Document Number | 201807108 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 2018-07108 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 N CIRCLE DR, 46, COLDWATER, MI 49036-1155 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 707 N BERRIEN ST, ALBION, MI 49224-1301 |
The 2025 property tax bill for 46 N Circle Dr was $4,552, up 3.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,900 (+5.61%) | $353,800 (+5.61%) | |
| 2025 | $4,552.00 (+3.67%) | $167,500 | $335,000 |
| 2024 | $4,391.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 N Circle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 46 N Circle Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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