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75 Middle Rd, Altamont, NY 12009 Property Records

Albany County and Knox Town property record for 75 Middle Rd, Altamont, NY 12009

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,440 sqft · built 1973
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on File
Last Sale$292,000 (Sep 2025)
Tax Bill$4,283 (2026)
Deeds & MortgagesJun 2022 Mortgage
Sep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN013200 46.-2-18

Property Details

APN / Parcel Number

Primary APN013200 46.-2-18
Alternative APNs
  • 320004600000020180000000
  • 04600000020180000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area27,878 sqft (0.64 acres)
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area254 sqft
PorchSlab
Porch Area298 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number04600000020180000000
Street Address75 MIDDLE RD
CityALTAMONT
StateNY
Zip12009-3222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description872-1846
Legal Block2
Legal Lot Number18.000
JurisdictionALBANY NY
Township / Civil DivisionKNOX
Census Block Group2
Census Block2008
Census Tract14700

Owner

75 Middle Rd is owned by two individuals who bought it in September 2025.

Source: Albany County and Knox Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address211 SACANDAGA RD, 604, SCHENECTADY, NY 12302-1218
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2022Deed of Trust, Mortgage · VA Mortgage
PREMIUM MORTGAGE CORP
Sep 25, 2025Warranty Deed, Transfer · FHA Mortgage
PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2025 · Amount on File
Deed SaleSep 25, 2025 · Amount on File
Prior SaleJun 22, 2022 · Amount on File
Deed Document Number202517332
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address75 MIDDLE RD, ALTAMONT, NY 12009-3222
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3370 CURRYBUSH RD, SCHENECTADY, NY 12306-6234

Mortgage

Document Number0000005238
DateJun 22, 2022
InstrumentR2022-15238
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
AddressROCHESTER, NY 14618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2052

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateSep 25, 2025
Property Address75 MIDDLE RD, ALTAMONT, NY 12009-3222
Document Number0000007332
Instrument DateSep 4, 2025
InstrumentR2025-17332
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,168.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address183 JOHNSON RD, MECHANICVILLE, NY 12118-3509

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address211 SACANDAGA RD # 604, 604, SCHENECTADY, NY 12302-1218

Mortgage

Document Number0000007333
DateSep 25, 2025
InstrumentR2025-17333
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term481 Months
DueOct 1, 2065

Tax Assessment & Valuation

The 2026 property tax bill for 75 Middle Rd was $4,283, up 35.5% from the year before.

Source: Albany County and Knox Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionKnox Town
Unified School DistrictBerne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,283.00 (+35.54%)
2025$3,160.00$98,700 (-) Land $8,000 Building $90,700$266,757 (+2.7%) Land $21,622 Building $245,135
2024$98,700 (-) Land $8,000 Building $90,700$259,737 (+2.63%) Land $21,053 Building $238,684
2023$98,700 (-) Land $8,000 Building $90,700$253,077 (+7.69%) Land $20,513 Building $232,564
2022$98,700 Land $8,000 Building $90,700$235,000 Land $19,048 Building $215,952
2021$2,383.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 75 Middle Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2011)
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Middle Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Hudson Valley Wireless
Fixed Wireless		200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Middle Rd

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