1. Home
  2. New York
  3. Albany County
  4. Altamont
  5. Middle Rd

40 Middle Rd, Altamont, NY 12009 Property Records

Albany County and Knox Town property record for 40 Middle Rd, Altamont, NY 12009

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 904 sqft · built 1970
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on Record
Last Sale$208,500 (Aug 2021)
Tax Bill$3,346 (2026)
Deeds & MortgagesAug 2021 Mortgage
May 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN013200 46.-2-7.4

Property Details

APN / Parcel Number

Primary APN013200 46.-2-7.4
Alternative APNs
  • 320004600000020070040000
  • 04600000020070040000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area904 sqft Living Area
1st Floor Area603 sqft
2nd Floor Area301 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area17,860 sqft (0.41 acres)

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area20 sqft
PorchSlab
Porch Area208 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number04600000020070040000
Street Address40 MIDDLE RD
CityALTAMONT
StateNY
Zip12009-3221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description872-1266
Legal Block2
Legal Lot Number7.004
JurisdictionALBANY NY
Township / Civil DivisionKNOX
Census Block Group1
Census Block1039
Census Tract14700

Owner

Source: Albany County and Knox Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address22 HARVEST WAY, A, WATERFORD, NY 12188-1318
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
May 9, 2018Warranty Deed, Transfer · VA Mortgage
USAA
May 9, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2021 · Amount on Record
Deed SaleAug 6, 2021 · Amount on Record
Prior SaleMay 9, 2018 · Amount on Record
Deed Document Number202123801
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address40 MIDDLE RD, ALTAMONT, NY 12009-3221
Transaction TypeMortgage
Record UpdatedSep 21, 2021
Title CompanyLEGACY TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 HARVEST WAY, WATERFORD, NY 12188-1318

Mortgage

Document Number0000003802
DateAug 6, 2021
InstrumentR2021-23802
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateMay 9, 2018
Property Address40 MIDDLE RD, ALTAMONT, NY 12009-3221
Document Number0000010038
Instrument DateApr 30, 2018
Instrument10038
Transaction TypeTransfer
Record UpdatedJun 21, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$706.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address152 BOAK AVE HUGHESVILLE PA 177378007, HUGHESVILLE, PA 17737-8007

Mortgage

Document Number10039
DateMay 9, 2018
Instrument10039
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term240 Months
DueMay 8, 2038

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBANY NY
Recording DateMay 9, 2018
Property Address40 MIDDLE RD, ALTAMONT, NY 12009-3221
Document Number0020180038
Book / Page002018 / 010038
Instrument DateApr 30, 2018
Transaction TypeTransfer
Record UpdatedJul 2, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 MIDDLE RD ALTAMONT NY 120093221, ALTAMONT, NY 12009-3221

Tax Assessment & Valuation

Source: Albany County and Knox Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionKnox Town
Unified School DistrictBerne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,346.00 (+35.52%)
2025$2,469.00 (+1.19%)$77,100 (-) Land $8,000 Building $69,100$208,378 (+5.41%) Land $21,622 Building $186,756
2023$77,100 (-) Land $8,000 Building $69,100$197,692 (+7.69%) Land $20,513 Building $177,179
2022$77,100 Land $8,000 Building $69,100$183,571 Land $19,048 Building $164,523
2021$2,440.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Hudson Valley Wireless
Fixed Wireless		200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Middle Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures