Ocean County and Ocean Township property record for 75 Michigan Ave, Waretown, NJ 08758
| Property Type | Single Family Home |
|---|---|
| Details | built 2024 |
| Lot Size | 0.287 acres (12,515 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $705,000 (Feb 2024) |
| Tax Bill | $10,503 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 21-00189-0000-00001-01 |
| Primary APN | 21-00189-0000-00001-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Construction Type | Frame |
| Lot Area | 12,515 sqft (0.287 acres) |
| Lot Dimensions | 135 ft deep x 185 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 75 MICHIGAN AVE |
|---|---|
| City | WARETOWN |
| State | NJ |
| Zip | 08758-2345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-BH |
| Legal Description | 185X135 IRR |
| Legal Subdivision | BAY HAVEN A-279 |
| Legal Block | 189 |
| Legal Lot Number | 1.1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 733001 |
Source: Ocean County and Ocean Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 57 MICHIGAN AVE, WARETOWN, NJ 08758-2345 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 5, 2025 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Feb 26, 2024 | Deed, Transfer · FHA Mortgage BAY EQUITY LLC |
| Mar 30, 2022 | Deed, Transfer SURREY TITLE COMPANY, SURETY TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on Record |
| Deed Sale | Feb 26, 2024 · Amount on Record |
| Prior Sale | Mar 30, 2022 · Amount on Record |
| Deed Document Number | 202413632 |
| Deed Book / Page | 19614 / 858 |
| Prior Transfer Date | Dec 21, 2010 |
| Prior Transfer Doc | 0147841871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 75 MICHIGAN AVE, WARETOWN, NJ 08758-2345 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 75 MICHIGAN AVE, WARETOWN, NJ 08758-2345 |
| Document Number | 0200321233 |
|---|---|
| Date | Jun 5, 2025 |
| Book Page | 20032/1233 |
| Instrument | 2025042939 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 27, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Feb 26, 2024 |
| Property Address | 75 MICHIGAN AVE, WARETOWN, NJ 08758-2345 |
| Document Number | 0196140858 |
| Book / Page | 19614 / 858 |
| Instrument Date | Feb 6, 2023 |
| Instrument | 2024013632 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,298.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 CRANMOOR DR, TOMS RIVER, NJ 08753-6866 |
| Name | Verified Name |
|---|---|
| Address | 75 MICHIGAN AVE, WARETOWN, NJ 08758-2345 |
| Document Number | 2024013633 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 2024013633 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Mar 30, 2022 |
| Property Address | 75 MICHIGAN AVE, WARETOWN, NJ 08758-2345 |
| Document Number | 0189701432 |
| Book / Page | 18970 / 1432 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022038630 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | SURREY TITLE COMPANY, SURETY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $152.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 132 CASTLETON DR, TOMS RIVER, NJ 08757-6304 |
| Name | Verified Name |
|---|---|
| Address | 22 CRANMOOR DR, TOMS RIVER, NJ 08753-6866 |
| Investor | Possibly a Property Investor |
Source: Ocean County and Ocean Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $665,600 (-) Land $125,300 Building $540,300 | $665,600 (-) Land $125,300 Building $540,300 | |
| 2025 | $10,503.00 (+6.71%) | $665,600 (+1,134.88%) Land $125,300 Building $540,300 | $665,600 (+1,134.88%) Land $125,300 Building $540,300 |
| 2024 | $9,843.00 (+740.56%) | ||
| 2023 | $53,900 (-) Land $53,900 | $53,900 (-) Land $53,900 | |
| 2022 | $1,171.00 | $53,900 Land $53,900 | $53,900 Land $53,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 120 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 171 units insured incl. 51 condo units |
| Nearby Flood Claims | 39 (1992–2025) |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN TWP DEPT OF UTILITIES serves 15,419 people · EPA ID NJ1520001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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