Ocean County and Ocean Township property record for 74 Michigan Ave, Waretown, NJ 08758
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 1989 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $283,000 (Aug 2020) |
| Tax Bill | $5,375 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 21-00188-0000-00003 |
| Primary APN | 21-00188-0000-00003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,288 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 80 ft deep x 60 ft wide |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 74 MICHIGAN AVE |
|---|---|
| City | WARETOWN |
| State | NJ |
| Zip | 08758-2344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-BH |
| Legal Description | 60X80 |
| Legal Subdivision | BAY HAVEN |
| Legal Block | 188 |
| Legal Lot Number | 3 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 733001 |
Source: Ocean County and Ocean Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 74 MICHIGAN AVE, WARETOWN, NJ 08758-2344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2023 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Dec 15, 2021 | Deed of Trust, Mortgage · VA Mortgage GARDEN STATE HOME LOANS INC |
| Aug 28, 2020 | Deed, Transfer · VA Mortgage FAMILY FIRST FUNDING LLC |
| Feb 14, 2020 | Grant Deed, Transfer · Conventional Mortgage AVB INV LLC |
| Dec 18, 2019 | Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Prior Sale | Feb 14, 2020 · Amount on Record |
| Deed Document Number | 202094616 |
| Deed Book / Page | 18030 / 104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 74 MICHIGAN AVE, WARETOWN, NJ 08758-2344 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 74 MICHIGAN AVE, WARETOWN, NJ 08758-2344 |
| Document Number | 0195561465 |
|---|---|
| Date | Dec 8, 2023 |
| Book Page | 19556/1465 |
| Instrument | 2023091832 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 74 MICHIGAN AVE, WARETOWN, NJ 08758-2344 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Title Company | WINTER TITLE AGENCY INC, HUNTER TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0188240372 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 18824/372 |
| Instrument | 2021177776 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Aug 28, 2020 |
| Property Address | 74 MICHIGAN AVE, WARETOWN, NJ 08758-2344 |
| Document Number | 0180300104 |
| Book / Page | 18030 / 104 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 2020094616 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | GREEN LABEL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,582.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1188, OCEAN GATE, NJ 08740-1188 |
| Name | Verified Name |
|---|---|
| Address | 74 MICHIGAN AVE, WARETOWN, NJ 08758-2344 |
| Document Number | 2020094617 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020094617 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Feb 14, 2020 |
| Property Address | 74 MICHIGAN AVE, WARETOWN, NJ 08758-2344 |
| Document Number | 0177890472 |
| Book / Page | 017789 / 000472 |
| Instrument Date | Jan 7, 2020 |
| Instrument | 16960 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2020 |
| Title Company | FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3 DOLPHIN CT FORKED RIVER NJ 087314820, FORKED RIVER, NJ 08731-4820 |
| Document Number | 177890479 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 017789/000479 |
| Instrument | 16961 |
| Name | AVB INV LLC |
|---|---|
| Address | MATAWAN, NJ 07747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 13, 2023 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Dec 18, 2019 |
| Property Address | 74 MICHIGAN AVE, WARETOWN, NJ 08758-2344 |
| Document Number | 0177221891 |
| Book / Page | 017722 / 001891 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 129489 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 10, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Ocean County and Ocean Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,600 (-) Land $101,600 Building $239,000 | $340,600 (-) Land $101,600 Building $239,000 | |
| 2025 | $5,375.00 (+4.59%) | $340,600 (+67.54%) Land $101,600 Building $239,000 | $340,600 (+67.54%) Land $101,600 Building $239,000 |
| 2024 | $5,139.00 (+16.35%) | ||
| 2023 | $203,300 Land $73,500 Building $129,800 | $203,300 Land $73,500 Building $129,800 | |
| 2022 | $4,417.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 120 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 171 units insured incl. 51 condo units |
| Nearby Flood Claims | 39 (1992–2025) |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN TWP DEPT OF UTILITIES serves 15,419 people · EPA ID NJ1520001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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