75 Main St, Wales, MA 01081 Property Records

Hampden County and Wales Town property record for 75 Main St, Wales, MA 01081

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,405 sqft · built 1940
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$313,000 (Apr 2025)
Tax Bill	$3,996 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14048`

Property Details

APN / Parcel Number

Primary APN	`14048`
Alternative APNs	`WALE M:1000 B:2210 L:0075-0` `M:1000 B:2210 L:0075=0`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,405 sqft Living Area
Gross Area	3,530 sqft
Basement Area	916 sqft
Unfinished Basement	916 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	14048
Street Address	75 MAIN ST
City	WALES
State	MA
Zip	01081-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	2210
Legal Lot Number	75-0
Jurisdiction	WALES MA
Township / Civil Division	WALES
Census Block Group	1
Census Block	1051
Census Tract	813801

Owner

75 Main St is owned and occupied by an individual who bought it in April 2025.

Source: Hampden County and Wales Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	75 MAIN ST, WALES, MA 01081-9777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 18, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage COUNTRY BANK
Dec 19, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 17, 2017	Quit Claim Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2025 · Amount on File
Deed Sale	Apr 18, 2025 · Amount on File
Prior Sale	Dec 19, 2022 · Amount on File
Deed Book / Page	25832 / 318
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALES MA
Property Address	75 MAIN ST, WALES, MA 01081-9777
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024095-31
Date	Aug 31, 2021
Book Page	24095/31
Instrument	61539

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Sep 1, 2047

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALES MA
Recording Date	Apr 18, 2025
Property Address	75 MAIN ST, WALES, MA 01081-9777
Document Number	025832-318
Book / Page	25832 / 318
Instrument Date	Apr 18, 2025
Instrument	17084
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 MAIN ST, WALES, MA 01081-9777

Mortgage

Document Number	0000017085
Date	Apr 18, 2025
Instrument	17085

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	May 1, 2035
Max Rate At Change	2.25%
Index	1-Year CMT

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALES MA
Recording Date	Dec 19, 2022
Property Address	75 MAIN ST, WALES, MA 01081-9777
Document Number	024847-285
Book / Page	24847 / 285
Instrument Date	Oct 19, 2022
Instrument	74104
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 MAIN ST, WALES, MA 01081-9777

Mortgage

Document Number	0000074105
Date	Dec 19, 2022
Instrument	74105

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALES MA
Recording Date	Oct 17, 2017
Property Address	75 MAIN ST, WALES, MA 01081-9777
Document Number	21904-266
Book / Page	21904 / 266
Instrument	61232
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 MAIN ST, WALES, MA 01081-9777

Mortgage

Document Number	219040268
Date	Oct 17, 2017
Instrument	21904/0268

Lender

Name	NORTHPOINT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 75 Main St was $3,996, up 18.7% from the year before.

Source: Hampden County and Wales Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wales Town
Secondary School District	Tantasqua School District (07 - 12)
Elementary School District	Wales School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,996.00 (+18.72%)	$282,800 (+21.17%) Land $32,100 Building $250,700	$325,368 (+9.81%)
2025	$3,366.00 (+2.62%)	$233,400 (+5.09%) Land $30,300 Building $203,100	$296,305 (+11.04%)
2024	$3,280.00 (-7.48%)	$222,100 (+6.88%) Land $28,900 Building $193,200	$266,855
2023	$3,545.00	$207,800 Land $25,000 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

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