75 Hardy Pl, Columbus, MS 39702 Property Records

Lowndes County property record for 75 Hardy Pl, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,075 sqft · built 1990
Lot Size	0.46 acres (20,078 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,706 (Apr 2026)
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`68W240008200`

Property Details

APN / Parcel Number

Primary APN	`68W240008200`
Alternative APNs	`023005` `23005`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	2,075 sqft Adjusted Area
1st Floor Area	1,608 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,078 sqft (0.46 acres)
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	75 HARDY PL
City	COLUMBUS
State	MS
Zip	39702-8823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 74 C
Legal Range	17W
Legal Township	18S
Legal Section	32
Legal Subdivision	NEW HOPE PARK SUBDIV
Legal Lot Number	74
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	404

Owner

Source: Lowndes County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 HARDY PL, COLUMBUS, MS 39702-8823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 24, 2026	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Mar 16, 2017	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Deed Book / Page	2026 / 2966
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	75 HARDY PL, COLUMBUS, MS 39702-8823
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202132421
Date	Oct 20, 2021
Book Page	2021/32421

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Apr 24, 2026
Property Address	75 HARDY PL, COLUMBUS, MS 39702-8823
Document Number	2026002966
Book / Page	2026 / 2966
Instrument Date	Apr 22, 2026
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	75 HARDY PL, COLUMBUS, MS 39702-8823

Mortgage

Document Number	2026008801,
Date	Apr 24, 2026
Book Page	2026/8801

Lender

Name	RENASANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	75 HARDY PL, COLUMBUS, MS 39702-8823
Document Number	0020176421
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2105 HANAH CT SPRING HILL TN 371747594, SPRING HILL, TN 37174-7594

Mortgage

Document Number	0020176421
Date	Mar 24, 2017
Book Page	002017/006421

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2047

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,988.00 (+0.81%)	$20,327 (+11.95%)	$135,510 (+11.95%) Land $20,000 Building $115,510
2024	$1,972.00 (+12.43%)
2023	$1,754.00	$18,158	$121,050 Land $20,000 Building $101,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1983–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A B WEST-OLD YORKVILLE RD public/private · serves 7,355 people · EPA ID MS0440103
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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