42 Hardy Pl, Columbus, MS 39702 Property Records

Lowndes County property record for 42 Hardy Pl, Columbus, MS 39702

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,091 sqft · built 1990
OwnerOwner Name on File
Last Sale$155,000 (Jul 2008)
Tax Bill$1,005 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN68W240007500

Property Details

APN / Parcel Number

Primary APN68W240007500
Alternative APNs
  • 022998
  • 22998

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area2,091 sqft Adjusted Area
1st Floor Area1,770 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Utility Building168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number022998
Street Address42 HARDY PL
CityCOLUMBUS
StateMS
Zip39702-8822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 67 09D
Legal Range17W
Legal Township18S
Legal Section32
Legal SubdivisionNEW HOPE PARK SUBDIV
Legal Lot Number67
JurisdictionLOWNDES MS
Township / Civil Division3
Census Block Group2
Census Block2003
Census Tract404

Owner

The current owner of 42 Hardy Pl bought it in July 2008.

Source: Lowndes County records, as of December 15, 2025

Owner of RecordOwner Name on File
Mailing AddressPO BOX 2088, COLUMBUS, MS 39704-2088
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2008 · Amount on File
Deed SaleJul 24, 2008 · Amount on File
Prior SaleOct 3, 2005
Deed Document Number0020085142
Deed Book / Page2008 / 5142
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address42 HARDY PL, COLUMBUS, MS 39702-8822
Document Number0020184686
Instrument DateApr 3, 2018
Transaction TypeMortgage
Record UpdatedJul 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 HARDY PL COLUMBUS MS 397028822, COLUMBUS, MS 39702-8822

Mortgage

Document Number0020184686
DateJul 16, 2018
Book Page002018/014686
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressJACKSON, MS 39205-0291
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJul 15, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 42 Hardy Pl was $1,005 with a homeowner's exemption, up 1.1% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictLowndes County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,005.00 (+1.11%) Homeowner's exemption$13,345$133,450 Land $20,000 Building $113,450
2024$994.00 (+16.53%)
2023$853.00 Homeowner's exemption$11,934$119,340 Land $20,000 Building $99,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 42 Hardy Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1983–2020)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Hardy Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LOWNDES W/A B WEST-OLD YORKVILLE RD
public/private · serves 7,355 people · EPA ID MS0440103
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
4-County Fiber
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Hardy Pl

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