75 Forge Mountain Rd, Mills River, NC 28759 Property Records

Henderson County property record for 75 Forge Mountain Rd, Mills River, NC 28759

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,943 sqft · built 1969
Lot Size1.25 acres (54,450 sqft)
OwnerIndividual Name on Record
Tax Bill$1,591 (2025)
Deeds & MortgagesFeb 2019 Line of Credit
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN9620784911

Property Details

APN / Parcel Number

Primary APN9620784911
Alternative APNs
  • 00962078491155
  • 9957652

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,943 sqft Heated Area
1st Floor Area1,000 sqft
Upper Floors Area500 sqft
Basement Area1,000 sqft
Unfinished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1985
Architectural StyleContemporary
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area54,450 sqft (1.25 acres)
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area58 sqft
Deck Area240 sqft
Utility Building187 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemElectric

Location & Zoning

Account Number9957652
Street Address75 FORGE MOUNTAIN RD
CityMILLS RIVER
StateNC
Zip28759-9558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9957652~MR
Legal DescriptionON FORGE MTN RD
Legal SubdivisionEDWIN J & AUDREY L RENEAU
Legal Block78
Legal Lot Number4911
JurisdictionHENDERSON NC
Township / Civil DivisionMILLS RIVER
Census Block Group1
Census Block1070
Census Tract930702

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address75 FORGE MOUNTAIN RD, MILLS RIVER, NC 28759-9558
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2019Deed of Trust, Mortgage · Line of Credit
HOMETRUST BK
Sep 4, 2018Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MTG

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address75 FORGE MOUNTAIN RD, MILLS RIVER, NC 28759-9558
Document Number0032980328
Instrument DateFeb 5, 2019
Transaction TypeMortgage
Record UpdatedFeb 27, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 FORGE MOUNTAIN RD MILLS RIVER NC 287599558, MILLS RIVER, NC 28759-9558

Mortgage

Document Number0032980328
DateFeb 11, 2019
Book Page003298/000328
Instrument898220
Lender
NameHOMETRUST BK
TypeBank
AddressASHEVILLE, NC 28802
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address75 FORGE MOUNTAIN RD, MILLS RIVER, NC 28759-9558
Document Number0032460061
Instrument DateSep 4, 2018
Transaction TypeMortgage
Record UpdatedOct 3, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 FORGE MOUNTAIN RD MILLS RIVER NC 287599558, MILLS RIVER, NC 28759-9558

Mortgage

Document Number0032460061
DateSep 10, 2018
Book Page003246/000061
Instrument890486
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 9, 2048

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityMills River Town
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$369,200 (-) Land $65,000 Building $304,200
2025$1,591.00
2023$369,200 Land $65,000 Building $304,200$369,200 Land $65,000 Building $304,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims8 (2013–2026)
Claims Outside the SFHA3 of 8
Most Recent ClaimJul 2026 · river or lake flooding
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 71% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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