71 Forge Mountain Rd, Mills River, NC 28759 Property Records

Henderson County property record for 71 Forge Mountain Rd, Mills River, NC 28759

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,760 sqft · built 1968
Lot Size1.23 acres (53,579 sqft)
OwnerIndividual Name on Record
Last Sale$352,000 (Sep 2018)
Tax Bill$2,210 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN9620785751

Property Details

APN / Parcel Number

Primary APN9620785751
Alternative APNs
  • 00962078575155
  • 9965646

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area3,760 sqft Heated Area
1st Floor Area1,544 sqft
Basement Area2,216 sqft
Finished Basement1,544 sqft
Unfinished Basement672 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area53,579 sqft (1.23 acres)

Exterior Amenities

PorchPatio
Porch Area247 sqft
Deck Area64 sqft
Patio Area176 sqft
Utility Building168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9965646
Street Address71 FORGE MOUNTAIN RD
CityMILLS RIVER
StateNC
Zip28759-9558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9965646~MR
Legal DescriptionSLD3285 LO1 PL1999-3285
Legal Block78
Legal Lot Number5751
JurisdictionHENDERSON NC
Township / Civil DivisionMILLS RIVER
Census Block Group1
Census Block1070
Census Tract930702

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address71 FORGE MOUNTAIN RD, MILLS RIVER, NC 28759-9558
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2022Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Dec 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO
Sep 25, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2018 · Amount on Record
Deed SaleSep 25, 2018 · Amount on Record
Deed Book / Page3252 / 62
Prior Transfer DateMar 24, 2006
Prior Transfer Doc0012680205
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address71 FORGE MOUNTAIN RD, MILLS RIVER, NC 28759-9558
Transaction TypeMortgage
Record UpdatedMar 15, 2022
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 FORGE MOUNTAIN RD, MILLS RIVER, NC 28759-9558

Mortgage

Document Number0038640345
DateFeb 3, 2022
Book Page3864/345
Instrument972985
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address71 FORGE MOUNTAIN RD, MILLS RIVER, NC 28759-9558
Transaction TypeMortgage
Record UpdatedFeb 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038380591
DateDec 16, 2021
Book Page3838/591
Instrument969730
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateSep 25, 2018
Property Address71 FORGE MOUNTAIN RD, MILLS RIVER, NC 28759-9558
Document Number0032520062
Book / Page3252 / 62
Instrument DateSep 14, 2018
Transaction TypeTransfer
Record UpdatedMay 10, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 FORGE MOUNTAIN RD, MILLS RIVER, NC 28759-9558
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityMills River Town
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$512,900 (-) Land $64,600 Building $448,300
2025$2,210.00$512,900 (-) Land $64,600 Building $448,300
2023$512,900 Land $64,600 Building $448,300$512,900 Land $64,600 Building $448,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims8 (2013–2026)
Claims Outside the SFHA3 of 8
Most Recent ClaimJul 2026 · river or lake flooding
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 71% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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