75 Covert Pl, Fort Thomas, KY 41075 Property Records

Campbell County property record for 75 Covert Pl, Fort Thomas, KY 41075

Property Summary

Property Type	Single Family Home
Details	3,451 sqft · built 1983
Lot Size	1.24 acres (54,317 sqft)
Owner	2 Company Names on Record
Last Sale	$550,000 (Feb 2021)
Tax Bill	$1,848 (2025)
Deeds & Mortgages	Oct 2023 Transfer Feb 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-15-391.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-15-391.00`

Interior

Stories	1 Story
Building Area	3,451 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	54,317 sqft (1.24 acres)
Terrain	Combination
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	75 COVERT PL
City	FORT THOMAS
State	KY
Zip	41075-1075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 COVERT IV PHASE IV
Legal Subdivision	COVERT IV
Legal Phase	4
Legal Lot Number	12
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2000
Census Tract	51300

Owner

Source: Campbell County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	75 COVERT PL, FORT THOMAS, KY 41075-1075
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Intrafamily Transfer, Transfer
Feb 26, 2021	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
Nov 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 24, 2017	Deed of Trust, Mortgage · Conventional with PMI CENTERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Feb 19, 2014 · Amount on Record
Deed Document Number	20215126723
Deed Book / Page	822 / 50
Last Transfer Date	Aug 17, 2023
Transfer Doc	0005200795
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMPBELL KY
Recording Date	Oct 27, 2023
Property Address	75 COVERT PL, FORT THOMAS, KY 41075-1075
Document Number	0005200795
Book / Page	D855 / 831
Map Reference	MB 7 PG H8
Instrument Date	Aug 17, 2023
Instrument	5200795
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 COVERT PL, FORT THOMAS, KY 41075-1075

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	75 COVERT PL, FORT THOMAS, KY 41075-1075

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Feb 26, 2021
Property Address	75 COVERT PL, FORT THOMAS, KY 41075-1075
Document Number	0005126723
Book / Page	D822 / 50
Map Reference	MB 7 PG 8H
Instrument Date	Feb 22, 2021
Instrument	5126723
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	353 ROSSFORD AVE, 353, FORT THOMAS, KY 41075-1236

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	75 COVERT PL, FORT THOMAS, KY 41075-1075

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMPBELL KY
Recording Date	Nov 19, 2018
Property Address	75 COVERT PL, FORT THOMAS, KY 41075-1075
Document Number	0005083676
Book / Page	000799 / 000242
Instrument Date	Nov 12, 2018
Instrument	5083676
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 COVERT PL FORT THOMAS KY 410751075, FORT THOMAS, KY 41075-1075

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	75 COVERT PL, FORT THOMAS, KY 41075-1075
Document Number	0005053208
Book / Page	002102 / 000294
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 COVERT PL FORT THOMAS KY 410751075, FORT THOMAS, KY 41075-1075

Mortgage

Document Number	0005053208
Date	Mar 6, 2017
Book Page	002102/000294
Instrument	5053208

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Fort Thomas City
Unified School District	Fort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,848.00 (-7.09%) Homeowner's exemption	$550,000 (-) Land $250,000 Building $300,000	$550,000 (-) Land $250,000 Building $300,000
2023	$1,989.00 (-10.69%) Homeowner's exemption	$550,000 (-) Land $250,000 Building $300,000	$550,000 (-) Land $250,000 Building $300,000
2022	$2,227.00	$550,000 Land $250,000 Building $300,000	$550,000 Land $250,000 Building $300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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