61 Covert Pl, Fort Thomas, KY 41075 Property Records

Campbell County property record for 61 Covert Pl, Fort Thomas, KY 41075

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,700 sqft · built 1981
Owner	Individual Name on File
Last Sale	$435,000 (Dec 2020)
Tax Bill	$1,605 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-16-819.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-16-819.00`

Interior

Full Baths	2 Baths
Building Area	2,700 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Dimensions	352 ft deep x 100 ft wide
Terrain	Combination
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999916819.00
Street Address	61 COVERT PL
City	FORT THOMAS
State	KY
Zip	41075-1075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 PHASE IV COVERT IV
Legal Subdivision	COVERT IV
Legal Phase	4
Legal Lot Number	15
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2000
Census Tract	51300

Owner

61 Covert Pl is owned and occupied by an individual who bought it in December 2020.

Source: Campbell County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	61 COVERT PL, FORT THOMAS, KY 41075-1075
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Deed Document Number	5123313
Deed Book / Page	D820 / 324
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Dec 28, 2020
Property Address	61 COVERT PL, FORT THOMAS, KY 41075-1075
Document Number	0005123313
Book / Page	D820 / 324
Map Reference	MB 7 PG 8H
Instrument Date	Dec 15, 2020
Instrument	5123313
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5701 E RANCHO MANANA BLVD, 5701, CAVE CREEK, AZ 85331-8514

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	61 COVERT PL, FORT THOMAS, KY 41075-1075

Mortgage

Document Number	0005123315
Date	Dec 28, 2020
Instrument	5123315

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 61 Covert Pl was $1,605.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Fort Thomas City
Unified School District	Fort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,605.00	$435,000 Land $150,000 Building $285,000	$435,000 Land $150,000 Building $285,000
2023	$1,718.00 (-2.44%)	$435,000 (-) Land $150,000 Building $285,000	$435,000 (-) Land $150,000 Building $285,000
2022	$1,761.00	$435,000 Land $150,000 Building $285,000	$435,000 Land $150,000 Building $285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61 Covert Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Covert Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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