75 Concord Cir, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 75 Concord Cir, Howell, NJ 07731

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,410 sqft · built 1985
Lot Size0.22 acres (9,601 sqft)
OwnerIndividual Name on Record
Last Sale$610,000 (Sep 2025)
Tax Bill$10,218 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Sep 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN21-00084-18-00064

Property Details

APN / Parcel Number

Primary APN21-00084-18-00064
Alternative APNs
  • 2100084001800064
  • 21864000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,410 sqft Living Area
1st Floor Area1,410 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area9,601 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeAttached
Garage Area301 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Deck Area312 sqft
Patio Area24 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number21864000
Street Address75 CONCORD CIR
CityHOWELL
StateNJ
Zip07731-1555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal SubdivisionTANGLEWOOD SEC 04
Legal Block84.18
Legal Lot Number64
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group1
Census Block1000
Census Tract811303

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address75 CONCORD CIR, HOWELL, NJ 07731-1555
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Sep 24, 2025Deed, Transfer · Conventional Mortgage
SAGE HOME LOANS CORP
May 23, 2023Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 1, 2021Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2025 · Amount on Record
Deed SaleSep 24, 2025 · Amount on Record
Prior SaleMay 23, 2023 · Amount on Record
Deed Document Number202576535
Deed Book / Page9757 / 9790
Prior Transfer DateMar 19, 2012
Prior Transfer Doc0089407626
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address75 CONCORD CIR, HOWELL, NJ 07731-1555
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 CONCORD CIRCLE, HOWELL, NJ 07731-1555

Mortgage

Document Number0096108139
DateAug 17, 2022
Book Page9610/8139
Instrument2022084396
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 8, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateSep 24, 2025
Property Address75 CONCORD CIR, HOWELL, NJ 07731-1555
Document Number0097579790
Book / Page9757 / 9790
Instrument DateApr 4, 2025
Instrument2025076535
Transaction TypeTransfer
Record UpdatedOct 10, 2025
Title CompanySURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,291.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4919 PEMBRIDGE LN NW, KENNESAW, GA 30152-5465

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 CONCORD CIR, HOWELL, NJ 07731-1555

Mortgage

Document Number2025076536
DateSep 24, 2025
Instrument2025076536
Lender
NameSAGE HOME LOANS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateMay 23, 2023
Property Address75 CONCORD CIR, HOWELL, NJ 07731-1555
Document Number0096456720
Book / Page9645 / 6720
Instrument DateMay 4, 2023
Instrument2023035297
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyTRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,511.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1305 ROLLER RD, OCEAN, NJ 07712-3988

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 CONCORD CIR, HOWELL, NJ 07731-1555

Mortgage

Document Number2023035298
DateMay 23, 2023
Instrument2023035298
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateJul 1, 2021
Property Address75 CONCORD CIR, HOWELL, NJ 07731-1555
Document Number0095243511
Book / Page9524 / 3511
Instrument DateJun 23, 2021
Instrument2021102424
Transaction TypeTransfer
Record UpdatedJul 19, 2021
Title CompanyGROUP 21 TITLE AGENCY, GROUP 21 TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,205.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1235 DEAL RD, 1235, OCEAN, NJ 07712-2507

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 CONCORD CIR, HOWELL, NJ 07731-1555

Mortgage

Document Number2021102425
DateJul 1, 2021
Instrument2021102425
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$614,900 (+3.57%) Land $406,000 Building $208,900$614,900 (+3.57%) Land $406,000 Building $208,900
2025$10,218.00 (+8.45%)$593,700 (+24.62%) Land $386,000 Building $207,700$593,700 (+24.62%) Land $386,000 Building $207,700
2024$9,422.00 (+13.29%)
2023$476,400 Land $276,000 Building $200,400$476,400 Land $276,000 Building $200,400
2022$8,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1978–1984)
Most Recent ClaimJun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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