Monmouth County and Howell Township property record for 73 Concord Cir, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,816 sqft · built 1985 |
| Lot Size | 0.22 acres (9,601 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $531,000 (May 2022) |
| Tax Bill | $11,130 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00084-18-00063 |
| Primary APN | 21-00084-18-00063 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,816 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Upper Floors Area | 784 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,601 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 21863000 |
|---|---|
| Street Address | 73 CONCORD CIR |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | TANGLEWOOD SEC 04 |
| Legal Block | 84.18 |
| Legal Lot Number | 63 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 811303 |
73 Concord Cir is owned and occupied by two individuals who bought it in May 2022.
Source: Monmouth County and Howell Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 73 CONCORD CIR, HOWELL, NJ 07731-1555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2022 | Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG |
| Mar 14, 2019 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2022 · Amount on File |
| Deed Sale | May 24, 2022 · Amount on File |
| Prior Sale | Mar 14, 2019 · Amount on File |
| Deed Document Number | 202256139 |
| Deed Book / Page | 9597 / 1251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 24, 2022 |
| Property Address | 73 CONCORD CIR, HOWELL, NJ 07731-1555 |
| Document Number | 0095971251 |
| Book / Page | 9597 / 1251 |
| Instrument Date | May 13, 2022 |
| Instrument | 2022056139 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | RIVERSIDE ABSTRACT INC, RIVERSIDE ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,472.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 73 CONCORD CIR, 73, HOWELL, NJ 07731-1555 |
| Name | Verified Name |
|---|---|
| Address | 73 CONCORD CIR, HOWELL, NJ 07731-1555 |
| Document Number | 2022056140 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022056140 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 73 CONCORD CIR, HOWELL, NJ 07731-1555 |
| Document Number | 0000035237 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 73 CONCORD CIR HOWELL NJ 077311555, HOWELL, NJ 07731-1555 |
| Document Number | 0000035237 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 009405/004534 |
| Instrument | 35237 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 14, 2019 |
| Property Address | 73 CONCORD CIR, HOWELL, NJ 07731-1555 |
| Document Number | 0000022745 |
| Book / Page | 009339 / 002960 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 22745 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | MID-STATE ABSTRACT COMPANY, MID-STATE ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 73 CONCORD CIR HOWELL NJ 077311555, HOWELL, NJ 07731-1555 |
| Document Number | 22746 |
|---|---|
| Date | Mar 14, 2019 |
| Book Page | 009339/002974 |
| Instrument | 22746 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2049 |
The 2025 property tax bill for 73 Concord Cir was $11,130, up 7.6% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $669,100 (+3.46%) Land $406,000 Building $263,100 | $669,100 (+3.46%) Land $406,000 Building $263,100 | |
| 2025 | $11,130.00 (+7.58%) | $646,700 Land $386,000 Building $260,700 | $646,700 Land $386,000 Building $260,700 |
| 2024 | $10,346.00 | ||
| 2023 | $545,500 Land $276,000 Building $269,500 | $545,500 Land $276,000 Building $269,500 | |
| 2022 | $7,925.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 73 Concord Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1978–1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 73 Concord Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 52% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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