75 Central Ave, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 75 Central Ave, Somerville, NJ 08876

Property Summary

Property TypeSingle Family Home
Details2,203 sqft · built 1920
Lot Size0.197 acres (8,599 sqft)
OwnerCompany Name on Record
Last Sale$632,500 (Sep 2022)
Tax Bill$11,486 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Oct 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-00051-0000-00011

Property Details

APN / Parcel Number

Primary APN18-00051-0000-00011
Alternative APN
  • 180005100011

Interior

Stories2 Stories
Building Area2,203 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area8,599 sqft (0.197 acres)
Lot Dimensions172 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address75 CENTRAL AVE
CitySOMERVILLE
StateNJ
Zip08876-3017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionINCL BLK 58 LOT 11 & 21 & BLK 51 LOT 24
Legal SubdivisionEAST SOMERVILLE
Legal Block51
Legal Lot Number11
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group1
Census Block1010
Census Tract50400

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 502, BROADWAY, NJ 08808-0502
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Deed, Transfer · Commercial Mortgage
CIVIC FINANCIAL SERVICES LLC
Oct 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
VISIO FINANCIAL SERVICES INC
Feb 8, 2017Grant Deed, Transfer
ATTORNEY ONLY
Feb 8, 2017Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2022 · Amount on Record
Deed SaleSep 12, 2022 · Amount on Record
Prior SaleFeb 8, 2017 · Amount on Record
Deed Document Number202238593
Deed Book / Page7468 / 3853
Prior Transfer DateOct 6, 2015
Prior Transfer Doc0000017028
Record UpdatedOct 29, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateSep 12, 2022
Property Address75 CENTRAL AVE, SOMERVILLE, NJ 08876-3017
Document Number0000038593
Book / Page7468 / 3853
Instrument DateAug 31, 2022
Instrument2022038593
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,529.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address203 BROOKS BLVD, 203, MANVILLE, NJ 08835-1397

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 BROOKS BLVD, MANVILLE, NJ 08835-1397
InvestorPossibly a Property Investor

Mortgage

Document Number0000038594
DateSep 12, 2022
Instrument2022038594
Lender
NameCIVIC FINANCIAL SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

Mortgage

Document Number0000038595
DateSep 12, 2022
Book Page7468/3898
Instrument2022038595
Lender
NameFORTCH HOLDINGS LLC
TypeNon-Lending Institution
AddressHILLSBOROUGH, NJ 08844
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueSep 30, 2052
Interest
Rate3%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address75 CENTRAL AVE, SOMERVILLE, NJ 08876-3017
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040523
DateOct 26, 2018
Book Page7080/0251
Instrument2018040523
Lender
NameVISIO FINANCIAL SERVICES INC
TypeLending Institution
AddressAUSTIN, TX 78758
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSOMERSET NJ
Recording DateFeb 8, 2017
Property Address75 CENTRAL AVE, SOMERVILLE, NJ 08876-3017
Document Number0000006241
Book / Page006940 / 003560
Instrument DateJan 31, 2017
Instrument6241
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address601 US HIGHWAY 206 #26-440 HILLSBOROUGH NJ 088441522, 26-440, HILLSBOROUGH, NJ 08844-1522

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSOMERSET NJ
Recording DateFeb 8, 2017
Property Address75 CENTRAL AVE, SOMERVILLE, NJ 08876-3017
Document Number0000006240
Book / Page006940 / 003550
Instrument DateJan 25, 2017
Instrument6240
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$90.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address419 JACKSON AVE MANVILLE NJ 088351923, MANVILLE, NJ 08835-1923

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$264,800 (-5.97%) Land $64,400 Building $200,400$264,800 (-5.97%) Land $64,400 Building $200,400
2025$11,486.00 (+3.18%)$281,600 (-) Land $64,400 Building $217,200$281,600 (-) Land $64,400 Building $217,200
2024$11,132.00 (+5.12%)
2023$281,600 Land $64,400 Building $217,200$281,600 Land $64,400 Building $217,200
2022$10,590.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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