55 Central Ave, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 55 Central Ave, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,864 sqft · built 1920
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Oct 2000)
Tax Bill	$8,570 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-00051-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`18-00051-0000-00006`
Alternative APN	`180005100006`

Interior

Stories	2 Stories
Building Area	1,864 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	156 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	55 CENTRAL AVE
City	SOMERVILLE
State	NJ
Zip	08876-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	MAP FO BUILDINGL AT EAST SONERVILLE NJ
Legal Block	51
Legal Lot Number	6
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1010
Census Tract	50400

Owner

55 Central Ave is owned by an individual who acquired it in April 2019.

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	110 LOWER LANDSDOWN RD, ANNANDALE, NJ 08801-3616
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage MAGYAR BANK
May 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2000 · Amount on File
Deed Sale	Oct 6, 2000 · Amount on File
Prior Sale	Aug 18, 1998 · Amount on File
Deed Book / Page	2319 / 812
Last Transfer Date	Apr 27, 2019
Transfer Doc	0000017294
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	55 CENTRAL AVE, SOMERVILLE, NJ 08876-3017
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LOWER LANDSDOWN RD, ANNANDALE, NJ 08801-3616

Mortgage

Document Number	0000003465
Date	Jan 24, 2022
Book Page	7419/1470
Instrument	2022003465

Lender

Name	MAGYAR BANK
Type	Bank
Address	NEW BRUNSWICK, NJ 08903

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 21, 2019
Property Address	55 CENTRAL AVE, SOMERVILLE, NJ 08876-3017
Document Number	0000017294
Book / Page	007119 / 000178
Instrument Date	Apr 27, 2019
Instrument	17294
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LOWER LANDSDOWN RD ANNANDALE NJ 088013616, ANNANDALE, NJ 08801-3616

Tax Assessment & Valuation

The 2025 property tax bill for 55 Central Ave was $8,570, up 3.2% from the year before.

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,100 (-) Land $63,000 Building $147,100	$210,100 (-) Land $63,000 Building $147,100
2025	$8,570.00 (+3.19%)	$210,100 Land $63,000 Building $147,100	$210,100 Land $63,000 Building $147,100
2024	$8,305.00
2023		$210,100 Land $63,000 Building $147,100	$210,100 Land $63,000 Building $147,100
2022	$7,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures