Worcester County and Gardner City property record for 75 Brook Ln, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,851 sqft · built 2005 |
| Lot Size | 0.944 acres (41,139 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Mar 2006) |
| Tax Bill | $92 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:W27 B:24 L:4 |
| Primary APN | GARD M:W27 B:24 L:4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,851 sqft Living Area |
| Gross Area | 7,094 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,139 sqft (0.944 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 75 BROOK LN |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-4241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FOSTER BROOK ESTS GARDNER |
| Legal Block | 24 |
| Legal Lot Number | 4 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN GARD M:W27 B:24 L:4
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 BROOK LN, GARDNER, MA 01440-4241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SECURITY FIRST MORTGAGE FUNDING |
| May 14, 2021 | Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2006 · Amount on Record |
| Deed Sale | Mar 10, 2006 · Amount on Record |
| Deed Document Number | 200634430 |
| Deed Book / Page | 38535 / 254 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 75 BROOK LN, GARDNER, MA 01440-4241 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66172-354 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 66172/354 |
| Instrument | 136358 |
| Name | SECURITY FIRST MORTGAGE FUNDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 75 BROOK LN, GARDNER, MA 01440-4241 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 65165-77 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 65165/77 |
| Instrument | 66764 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $92.00 (-99.06%) | $644,900 (-1.68%) Land $96,300 Building $548,600 | $797,145 |
| 2024 | $9,832.00 (+3.94%) | $655,900 (+11.85%) Land $87,600 Building $568,300 | |
| 2023 | $9,459.00 | $586,400 Land $98,400 Building $488,000 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 54 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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