41 Brook Ln, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 41 Brook Ln, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,328 sqft · built 2004
Lot Size	1.9 acres (83,087 sqft)
Owner	Company Name on File
Last Sale	$455,000 (Nov 2007)
Tax Bill	$88 (2025)
Deeds & Mortgages	Nov 2020 Refinance Nov 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:W27 B:25 L:8`

Property Details

APN / Parcel Number

Primary APN	`GARD M:W27 B:25 L:8`
Alternative APN	`M:Y-25 B:0002 L:0008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,328 sqft Living Area
Gross Area	6,568 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	83,087 sqft (1.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	41 BROOK LN
City	GARDNER
State	MA
Zip	01440-4241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	25
Legal Lot Number	8
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2009
Census Tract	707500

Owner

Source: Worcester County and Gardner City records · APN GARD M:W27 B:25 L:8

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	41 BROOK LN, GARDNER, MA 01440-4241
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Nov 01, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Dec 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2007 · Amount on Record
Deed Sale	Nov 30, 2007 · Amount on Record
Prior Sale	Sep 29, 2004
Deed Document Number	2007153725
Deed Book / Page	42136 / 97
Transfer Doc	43781-264
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	41 BROOK LN, GARDNER, MA 01440-4241
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63742-1
Date	Nov 13, 2020
Book Page	63742/1
Instrument	138772

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	41 BROOK LN, GARDNER, MA 01440-4241
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61352-161
Date	Nov 01, 2019
Book Page	61352/161
Instrument	117211

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Dec 11, 2019
Property Address	41 BROOK LN, GARDNER, MA 01440-4241
Document Number	61566-93
Book / Page	061566 / 000093
Instrument Date	Dec 09, 2019
Instrument	133909
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	41 BROOK LN GARDNER MA 014404241, GARDNER, MA 01440-4241

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$88.00 (-99.05%)	$614,500 (-0.81%) Land $101,900 Building $512,600	$775,010
2024	$9,286.00 (+2.36%)	$619,500 (+10.15%) Land $93,000 Building $526,500
2023	$9,072.00	$562,400 Land $103,500 Building $458,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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