75 Benson School Rd, Kelso, TN 37348 Property Records

Lincoln County property record for 75 Benson School Rd, Kelso, TN 37348

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,328 sqft · built 2018
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$164,000 (Apr 2020)
Tax Bill$1,099 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN052112 02305

Property Details

APN / Parcel Number

Primary APN052112 02305
Alternative APN
  • 112 02305

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,328 sqft Living Area
1st Floor Area1,328 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
TerrainRolling
Garage TypeFinished
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area204 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address75 BENSON SCHOOL RD
CityKELSO
StateTN
Zip37348-6079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:3 DIST:03 SUBD:BENSON SCHOOL ROAD SUBD MAP REF:112
Legal SubdivisionBENSON SCHOOL ROAD SUBD
Legal Lot Number3
JurisdictionLINCOLN TN
Township / Civil Division7
Census Block Group1
Census Block1056
Census Tract975500

Owner

Source: Lincoln County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address75 BENSON SCHOOL RD, KELSO, TN 37348-6079
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2020Deed, Transfer · FHA Mortgage
CHURCHILL MORTGAGE CORP
Feb 15, 2019Warranty Deed, Transfer · VA Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2020 · Amount on Record
Deed SaleApr 28, 2020 · Amount on Record
Prior SaleFeb 15, 2019 · Amount on Record
Deed Document Number20001842
Deed Book / PageG16 / 540
Record UpdatedJun 8, 2026

April 2020: Deed, Transfer

Document TypeDeed
JurisdictionLINCOLN TN
Recording DateApr 28, 2020
Property Address75 BENSON SCHOOL RD, KELSO, TN 37348-6079
Document Number000G16/540
Book / PageG16 / 540
Map ReferenceMB 9-10 PG 52
Instrument DateApr 24, 2020
Instrument20001842
Transaction TypeTransfer
Record UpdatedMar 11, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$606.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 BENSON SCHOOL RD, KELSO, TN 37348-6079

Mortgage

Document Number0020001843
DateApr 28, 2020
Instrument20001843
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Mortgage

Document Number0000001844
DateApr 28, 2020
Book PageTD796/688
Instrument20001844
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN TN
Recording DateFeb 15, 2019
Property Address75 BENSON SCHOOL RD, KELSO, TN 37348-6079
Document Number000B16/033
Book / PageB16 / 033
Map ReferenceMBP10 PG 52
Instrument DateFeb 15, 2019
Instrument19000671
Transaction TypeTransfer
Record UpdatedMar 11, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$549.45
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 BENSON SCHOOL RD, KELSO, TN 37348-6079

Mortgage

Document Number0019000672
DateFeb 15, 2019
Instrument19000672
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLincoln County
Unified School DistrictLincoln County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,099.00$57,850 Land $10,275 Building $47,575
2024$231,400 Land $41,100 Building $190,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN CO B.P.U. #1
serves 23,846 people · EPA ID TN0000764
Water SourcePurchased surface water from FAYETTEVILLE PUBLIC UTILITIES
Last State InspectionApr 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting65
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Fayetteville Public Utilities
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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