71 Benson School Rd, Kelso, TN 37348 Property Records

Lincoln County property record for 71 Benson School Rd, Kelso, TN 37348

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,304 sqft · built 2018
Lot Size1.04 acres (45,302 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Apr 2019)
Tax Bill$956 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN052112 02303

Property Details

APN / Parcel Number

Primary APN052112 02303
Alternative APN
  • 112 02303

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,304 sqft Living Area
1st Floor Area1,304 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area45,302 sqft (1.04 acres)
TerrainRolling
PorchOpen Porch
Porch Area110 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address71 BENSON SCHOOL RD
CityKELSO
StateTN
Zip37348-6079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:1 DIST:03 SUBD:BENSON SCHOOL ROAD SUBD MAP REF:112
Legal SubdivisionBENSON SCHOOL ROAD SUBD
Legal Lot Number1
JurisdictionLINCOLN TN
Township / Civil Division7
Census Block Group1
Census Block1056
Census Tract975500

Owner

Source: Lincoln County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address71 BENSON SCHOOL RD, KELSO, TN 37348-6079
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2024Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Apr 23, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2019 · Amount on Record
Deed SaleApr 23, 2019 · Amount on Record
Deed Document Number19001677
Deed Book / PageB16 / 803
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN TN
Property Address71 BENSON SCHOOL RD, KELSO, TN 37348-6079
Transaction TypeMortgage
Record UpdatedMay 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 BENSON SCHOOL RD, KELSO, TN 37348-6079
InvestorPossibly a Property Investor

Mortgage

Document Number0TD880/525
DateApr 22, 2024
Book PageTD880/525
Instrument24001682
Lender
NameREGIONS BANK
TypeBank
Address2050 PARKWAY OFFICE CIR, HOOVER, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 28, 2054
Interest
Change FrequencyMonthly

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN TN
Recording DateApr 23, 2019
Property Address71 BENSON SCHOOL RD, KELSO, TN 37348-6079
Document Number0000001677
Book / Page000016 / 000803
Instrument DateApr 22, 2019
Instrument1677
Transaction TypeTransfer
Record UpdatedApr 30, 2019
Title CompanyMETROPOLITAN ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$462.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address71 BENSON SCHOOL RD KELSO TN 373486079, KELSO, TN 37348-6079

Mortgage

Document Number1678
DateApr 23, 2019
Book Page000778/000402
Instrument1678
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 22, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLincoln County
Unified School DistrictLincoln County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$956.00$50,325 Land $10,475 Building $39,850
2024$201,300 Land $41,900 Building $159,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN CO B.P.U. #1
serves 23,846 people · EPA ID TN0000764
Water SourcePurchased surface water from FAYETTEVILLE PUBLIC UTILITIES
Last State InspectionApr 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting65
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Fayetteville Public Utilities
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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