75 Bahama Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 75 Bahama Ave, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,394 sqft · built 2019
Lot Size0.164 acres (7,150 sqft)
OwnerIndividual Name on Record
Last Sale$1,650,000 (Oct 2024)
Tax Bill$9,959 (2024)
Deeds & MortgagesJul 2021 Sale & Mortgage
Nov 2017 Mortgage
Flood ZoneZone AE (high risk)
APN00452060-000000

Property Details

APN / Parcel Number

Primary APN00452060-000000
Alternative APNs
  • 33613900452060000000
  • 1551694

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,394 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialOther
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area7,150 sqft (0.164 acres)
Lot Dimensions110 ft deep x 65 ft wide
Garage Area322 sqft
PorchEnclosed Porch

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1551694
Old Parcel Number33613900452060000000
Street Address75 BAHAMA AVE
CityKEY LARGO
StateFL
Zip33037-4349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 75 PORT LARGO KEY LARGO PB5-3 OR469-333 OR745-116 OR1034-1429 OR2683-1005 OR3114-2066
Legal Range39E
Legal Township61S
Legal Section33
Legal SubdivisionPORT LARGO
Legal Lot Number75
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2019
Census Tract970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address19466 SE STOCKBRIDGE DR, JUPITER, FL 33458-1602
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA
Nov 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
VERMONT INVESTMENT INC VERMONT INVESTMENT INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2024 · Amount on Record
Deed SaleOct 24, 2024 · Amount on Record
Prior SaleJul 26, 2021 · Amount on Record
Deed Document Number2478613
Deed Book / Page3297 / 1399
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 26, 2021
Property Address75 BAHAMA AVE, KEY LARGO, FL 33037-4349
Document Number0031142066
Book / Page3114 / 2066
Map ReferenceMB 5 PG 3
Instrument DateJul 23, 2021
Instrument2331799
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,547.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address75 BAHAMA AVE, 75, KEY LARGO, FL 33037-4349

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 BAHAMA AVE, KEY LARGO, FL 33037-4349

Mortgage

Document Number0031142071
DateJul 26, 2021
Book Page3114/2071
Instrument2331803
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address75 BAHAMA AVE, KEY LARGO, FL 33037-4349
Document Number0028820349
Instrument DateNov 22, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyTITLES UNLIMITED

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address75 BAHAMA AVE KEY LARGO FL 33037, KEY LARGO, FL 33037

Mortgage

Document Number0028820349
DateDec 7, 2017
Book Page002882/000349
Instrument2146520
Lender
NameVERMONT INVESTMENT INC VERMONT INVESTMENT INC
AddressKEY LARGO, FL 33037
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueDec 6, 2019

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,373,844 (+17.76%) Land $409,159 Building $964,685$1,373,844 (+10.47%) Land $409,159 Building $964,685
2024$9,959.00 (+3.11%)
2023$9,659.00 (+6.36%) Senior Citizen's exemption$1,166,633 (+3%)$1,243,626 (+9.8%) Land $406,209 Building $837,417
2022$9,081.00 Senior Citizen's exemption$1,132,654 Land $289,039 Building $843,615$1,132,654 Land $289,039 Building $843,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 595 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies839 units insured
incl. 244 condo units
Nearby Flood Claims304 (1983–2025)
Claims Outside the SFHA8 of 304
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 221 claims
  • Hurricane Irene, Oct 1999 · 24 claims
  • Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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