149 Bahama Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 149 Bahama Ave, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,326 sqft · built 1975
Lot Size	0.207 acres (9,053 sqft)
Owner	Individual Name on File
Last Sale	$1,750,000 (Jan 2021)
Tax Bill	$17,409 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00452800-000000`

Property Details

APN / Parcel Number

Primary APN	`00452800-000000`
Alternative APNs	`33613900452800000000` `1552453`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	4,326 sqft Living Area
1st Floor Area	4,326 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Reinforced Concrete
Roof Material	Other
Lot Area	9,053 sqft (0.207 acres)
Garage Type	Carport
Carport	Carport
Carport Area	1,188 sqft

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Enclosed Porch
Porch Area	2,094 sqft
Deck Area	105 sqft
Patio Area	3,011 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1552453
Old Parcel Number	33613900452800000000
Street Address	149 BAHAMA AVE
City	KEY LARGO
State	FL
Zip	33037-4351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 149 PORT LARGO PB5-3 KEY LARGO OR469-333-337 OR806-1867 OR807-1830 OR991-682 OR1098-40 OR2075-1722/1724 OR2309-474
Legal Range	39E
Legal Township	61S
Legal Section	33
Legal Subdivision	PORT LARGO
Legal Lot Number	149
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2015
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

149 Bahama Ave is owned by an individual who bought it in January 2021.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7401 SW 125TH CT, MIAMI, FL 33183-3500
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2021 · Amount on File
Deed Sale	Jan 12, 2021 · Amount on File
Prior Sale	Jul 18, 2007 · Amount on File
Deed Document Number	2299109
Deed Book / Page	3068 / 1602
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 12, 2021
Property Address	149 BAHAMA AVE, KEY LARGO, FL 33037-4351
Document Number	0030681602
Book / Page	3068 / 1602
Map Reference	MB 5 PG 3
Instrument Date	Jan 11, 2021
Instrument	2299109
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EXPRESS TITLE SVCS GROUP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7685 NW 12TH ST, 7685, MIAMI, FL 33126-1916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7401 SW 125TH CT, MIAMI, FL 33183-3500

Mortgage

Document Number	0030681605
Date	Jan 12, 2021
Instrument	3068/1605

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,170,283 Land $1,176,890 Building $993,393	$2,170,283 Land $1,176,890 Building $993,393
2024	$17,409.00 (+0.27%)
2023	$17,362.00 (+13.06%)	$2,091,247 (+9.64%) Land $1,120,082 Building $971,165	$2,091,247 (+9.64%) Land $1,120,082 Building $971,165
2022	$15,356.00	$1,907,329 Land $923,497 Building $983,832	$1,907,329 Land $923,497 Building $983,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 149 Bahama Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 595 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	839 units insured incl. 244 condo units
Nearby Flood Claims	304 (1983–2025)
Claims Outside the SFHA	8 of 304
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 221 claims Hurricane Irene, Oct 1999 · 24 claims Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 149 Bahama Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20