Putnam County and Carmel Town property record for 75 Ann Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,288 sqft · built 1966 |
| Lot Size | 1.66 acres (72,310 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Jun 2005) |
| Tax Bill | $17,857 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 54.14-1-54 |
| Primary APN | 372000 54.14-1-54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,288 sqft Living Area |
| Gross Area | 3,036 sqft |
| 1st Floor Area | 2,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 72,310 sqft (1.66 acres) |
| Lot Width | 170 ft Width |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 264 sqft |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 267810 |
|---|---|
| Street Address | 75 ANN RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-4056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | SUBDIVISION MAP OF SUNNY ACRES |
| Legal Block | 1 |
| Legal Lot Number | 54.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11400 |
Source: Putnam County and Carmel Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 75 ANN RD, CARMEL, NY 10512-4056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 13, 2020 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2005 · Amount on Record |
| Deed Sale | Jun 8, 2005 · Amount on Record |
| Deed Book / Page | 1707 / 329 |
| Prior Transfer Date | Sep 26, 2002 |
| Prior Transfer Doc | 0016070013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 75 ANN RD, CARMEL, NY 10512-4056 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | JUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGCY |
| Name | Verified Name |
|---|---|
| Address | 75 ANN RD, CARMEL, NY 10512-4056 |
| Document Number | 0073750137 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 7375/137 |
| Instrument | 6843-2021 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 75 ANN RD, CARMEL, NY 10512-4056 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0070190216 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 7019/216 |
| Instrument | 00349-2020 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Mahopac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $704,000 (+7.01%) Land $115,800 Building $588,200 | $704,000 (+7.01%) Land $115,800 Building $588,200 | |
| 2024 | $17,857.00 (+288.79%) | $657,900 (+5%) Land $115,800 Building $542,100 | $657,900 (+5%) Land $115,800 Building $542,100 |
| 2023 | $626,600 (+11%) Land $105,300 Building $521,300 | $626,600 (+11%) Land $105,300 Building $521,300 | |
| 2022 | $564,500 Land $105,300 Building $459,200 | $564,500 Land $105,300 Building $459,200 | |
| 2020 | $4,593.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979–2008) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST BRANCH ACRES private · serves 292 people · EPA ID NY3905692 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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