Putnam County and Carmel Town property record for 59 Ann Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,273 sqft · built 1960 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,092 (2024) |
| Deeds & Mortgages | May 2022 Mortgage May 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 54.14-1-51 |
| Primary APN | 372000 54.14-1-51 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,273 sqft Living Area |
| Gross Area | 1,585 sqft |
| 1st Floor Area | 1,148 sqft |
| Attic | Attic |
| Attic Area | 125 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 140 ft deep x 174 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 464 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 267650 |
|---|---|
| Street Address | 59 ANN RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-4056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 1 |
| Legal Lot Number | 51.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11400 |
59 Ann Rd is owned and occupied by two individuals.
Source: Putnam County and Carmel Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 59 ANN RD, CARMEL, NY 10512-4056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage KEY BANK NA |
| May 25, 2022 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Jul 14, 2020 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 59 ANN RD, CARMEL, NY 10512-4056 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 59 ANN RD, CARMEL, NY 10512-4056 |
| Document Number | 0076520064 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 7652/64 |
| Instrument | 4996-2022 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 71 Months |
| Due | Apr 16, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 59 ANN RD, CARMEL, NY 10512-4056 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 59 ANN RD, CARMEL, NY 10512-4056 |
| Document Number | 0076520070 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 7652/70 |
| Instrument | 4997-2022 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 59 ANN RD, CARMEL, NY 10512-4056 |
| Document Number | 0071190057 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L |
| Name | Verified Name |
|---|---|
| Address | 59 ANN RD CARMEL NY 105124056, CARMEL, NY 10512-4056 |
| Document Number | 0071190057 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 007119/000057 |
| Instrument | 5739 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Mahopac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $470,800 Land $94,200 Building $376,600 | $470,800 Land $94,200 Building $376,600 | |
| 2024 | $12,092.00 | ||
| 2023 | $419,000 (+10.99%) Land $85,600 Building $333,400 | $419,000 (+10.99%) Land $85,600 Building $333,400 | |
| 2022 | $377,500 Land $85,600 Building $291,900 | $377,500 Land $85,600 Building $291,900 | |
| 2020 | $3,166.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 59 Ann Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979–2008) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 59 Ann Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST BRANCH ACRES private · serves 292 people · EPA ID NY3905692 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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