Kane County property record for 75-77 Lovell St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,944 sqft · built 1898 |
| Lot Size | 0.215 acres (9,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $57,000 (Oct 2012) |
| Tax Bill | $6,408 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-11-429-015 |
| Primary APN | 06-11-429-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,944 sqft Living Area |
| Gross Area | 2,916 sqft |
| Basement Area | 972 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Construction Type | Frame |
| Lot Area | 9,344 sqft (0.215 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 75 LOVELL ST, 77 |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOVELLS SUB OF PART OF LOVELLS ADDN LYING SOUTH OF LINCOLN AVE LOT 7 BLOCK 7 |
| Legal Subdivision | LOVELLS ADDN |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 850800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
75-77 Lovell St is owned and occupied by an individual who bought it in October 2012.
Source: Kane County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 77 LOVELL ST, ELGIN, IL 60120-3639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2012 · Amount on File |
| Deed Sale | Oct 18, 2012 · Amount on File |
| Prior Sale | Aug 28, 2012 |
| Deed Document Number | 201271906 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 75-77 Lovell St was $6,408 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,408.00 Homeowner's exemption | $92,004 (+8.57%) Land $17,516 Building $74,488 | $276,122 (+8.57%) Land $52,569 Building $223,553 |
| 2024 | $84,741 Land $16,133 Building $68,608 | $254,325 Land $48,418 Building $205,906 | |
| 2022 | $5,532.00 (+4.63%) Homeowner's exemption | $69,807 (+6.96%) Land $13,290 Building $56,517 | $209,421 (+6.96%) Land $39,870 Building $169,551 |
| 2021 | $5,287.00 Homeowner's exemption | $65,264 Land $12,425 Building $52,839 | $195,792 Land $37,275 Building $158,517 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 75-77 Lovell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 75-77 Lovell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
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