64 Lovell St, Elgin, IL 60120 Property Records

Kane County property record for 64 Lovell St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,722 sqft · built 1927
Lot Size	0.21 acres (9,131 sqft)
Owner	Company Name on Record
Last Sale	$165,000 (Dec 2020)
Tax Bill	$8,302 (2025)
Deeds & Mortgages	Dec 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-11-426-016`

Property Details

APN / Parcel Number

Primary APN	`06-11-426-016`

Interior

Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,722 sqft Living Area
Gross Area	4,083 sqft
Basement Area	1,361 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Brick
Construction Type	Frame
Lot Area	9,131 sqft (0.21 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	64 LOVELL ST
City	ELGIN
State	IL
Zip	60120-4954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOVELLS SUB OF PART OF LOVELLS ADDN LYING SOUTH OF LINCOLN AVE LOT 19 BLOCK 8
Legal Subdivision	LOVELLS ADDN
Legal Block	8
Legal Lot Number	19
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2015
Census Tract	850800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	111 DOUGLAS AVE, ELGIN, IL 60120-5503
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	202077807
Prior Transfer Date	Sep 17, 2020
Prior Transfer Doc	0000077807
Record Updated	Oct 29, 2026

December 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Dec 14, 2020
Property Address	64 LOVELL ST, ELGIN, IL 60120-4954
Document Number	0000077807
Instrument Date	Sep 17, 2020
Instrument	2020K077807
Transaction Type	Foreclosure
Record Updated	Jul 27, 2021
Title Company	CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 DOUGLAS AVE, ELGIN, IL 60120-5503

Mortgage

Document Number	0000077808
Date	Dec 14, 2020
Instrument	2020K077808

Lender

Name	AMERICAN BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,302.00 (+25.29%)	$108,824 (+8.57%) Land $19,705 Building $89,119	$326,603 (+8.57%) Land $59,139 Building $267,464
2024		$100,234 (+31.16%) Land $18,150 Building $82,084	$300,822 (+31.21%) Land $54,472 Building $246,351
2022	$6,626.00 (+3.95%)	$76,422 (+6.96%) Land $14,951 Building $61,471	$229,266 (+6.96%) Land $44,853 Building $184,413
2021	$6,374.00	$71,449 Land $13,978 Building $57,471	$214,347 Land $41,934 Building $172,413

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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