7499 McCarthy Beach Rd, Side Lake, MN 55781 Property Records

St. Louis County property record for 7499 McCarthy Beach Rd, Side Lake, MN 55781

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 528 sqft
Lot Size	0.477 acres (20,794 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Jul 2001)
Tax Bill	$408 (2026)
Flood Zone	Zone A (high risk)
APN	`370-0030-00070`

Property Details

APN / Parcel Number

Primary APN	`370-0030-00070`
Alternative APN	`652430`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	528 sqft Gross Area
1st Floor Area	528 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	20,794 sqft (0.477 acres)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	652430
Street Address	7499 MCCARTHY BEACH RD
City	SIDE LAKE
State	MN
Zip	55781
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	N 66 FT OF W 80 FT OF LOT 3 AND LOT 4 EXS 84 FT OF N 150 FT SERIAL #
Legal Subdivision	CLEMENT
Legal Lot Number	3-4
Jurisdiction	ST LOUIS MN
Township / Civil Division	FRENCH
Census Block Group	4
Census Block	4015
Census Tract	15100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7491 MCCARTHY BEACH RD, SIDE LAKE, MN 55781-8438
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2001 · Amount on Record
Deed Sale	Jul 31, 2001 · Amount on Record
Deed Document Number	2001824040
Prior Transfer Date	Jul 13, 2001
Prior Transfer Doc	0000824039
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	French Township
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$408.00 (+10.87%)
2025	$368.00 (+6.36%)	$15,200 (-60.82%) Land $15,200	$15,200 (-60.82%) Land $15,200
2024	$346.00	$38,800 (+39.57%) Land $15,200 Building $23,600	$38,800 (+39.57%) Land $15,200 Building $23,600
2022		$27,800 Land $13,400 Building $14,400	$27,800 Land $13,400 Building $14,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
Northern Wireless Media Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20