St. Louis County property record for 7491 McCarthy Beach Rd, Side Lake, MN 55781
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1990 |
| Lot Size | 0.999 acres (43,541 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $252 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-0030-00020 |
| Primary APN | 370-0030-00020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Gross Area |
| 1st Floor Area | 1,560 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,541 sqft (0.999 acres) |
| Deck Area | 336 sqft |
| Cabin | 280 sqft |
| Storage Building | 200 sqft |
| Heating Fuel | Propane |
|---|
| Account Number | 27603 |
|---|---|
| Street Address | 7491 MCCARTHY BEACH RD |
| City | SIDE LAKE |
| State | MN |
| Zip | 55781-8438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOT 1 SERIAL # |
| Legal Subdivision | CLEMENT TOWN OF FRENCH |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FRENCH |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 15100 |
7491 McCarthy Beach Rd is owned and occupied by an individual who acquired it in December 2011.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7491 MCCARTHY BEACH RD, SIDE LAKE, MN 55781-8438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 27, 2011 |
| Transfer Doc | 0001177692 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 7491 McCarthy Beach Rd was $252 with a homeowner's exemption, up 6.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | French Township |
| Unified School District | Hibbing Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252.00 (+6.78%) Homeowner's exemption | ||
| 2025 | $236.00 (-10.61%) Homeowner's exemption | $130,200 (+83.9%) Land $16,700 Building $113,500 | $130,200 (+83.9%) Land $16,700 Building $113,500 |
| 2024 | $264.00 | $70,800 Land $16,700 Building $54,100 | $70,800 Land $16,700 Building $54,100 |
| 2022 | $57,400 Land $15,700 Building $41,700 | $57,400 Land $15,700 Building $41,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7491 McCarthy Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7491 McCarthy Beach Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Northern Wireless Media Fixed Wireless | 100 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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