7496 Clay St, Thompson, OH 44086 Property Records

Geauga County property record for 7496 Clay St, Thompson, OH 44086

Property Summary

Property Type	Farm - Crops
Details	4 bd · 2.5 ba · 2,772 sqft · built 1927
Lot Size	10.9 acres (476,546 sqft)
Owner	2 Individual Names on File
Last Sale	$23,700 (Jul 2016)
Tax Bill	$4,119 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-081700`

Property Details

APN / Parcel Number

Primary APN	`30-081700`
Alternative APN	`002777-4`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,772 sqft Total Area
1st Floor Area	1,592 sqft
Upper Floors Area	1,180 sqft
Attic	Attic
Attic Area	780 sqft
Basement Area	972 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	476,546 sqft (10.9 acres)

Exterior Amenities

Porch	Slab
Porch Area	268 sqft
Deck Area	320 sqft
Patio Area	320 sqft
Milk House	160 sqft
Pole Barn	2,320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	002777-4
Street Address	7496 CLAY ST
City	THOMPSON
State	OH
Zip	44086-9806
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Crops
Local Zoning Code	R5
Legal Description	LOT 10
Legal Subdivision	SAID TOWNSHIP AND FURTHER BOUNDED AND
Legal Lot Number	10
Jurisdiction	GEAUGA OH
Township / Civil Division	THOMPSON
Census Block Group	2
Census Block	2019
Census Tract	310100

Owner

7496 Clay St, an agricultural property, is owned and occupied by two individuals who bought it in July 2016.

Source: Geauga County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7496 CLAY ST, THOMPSON, OH 44086-9806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SERVICES/MIDLANDS FLCA
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage OHIO CATHOLIC FCU
Feb 23, 2024	Deed of Trust, Mortgage · Line of Credit OHIO CATHOLIC FCU
Apr 26, 2024	Warranty Deed, Transfer EMERALD GLEN TITLE AGENCY
Nov 20, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2016 · Amount on File
Deed Sale	Jul 28, 2016 · Amount on File
Prior Sale	Jul 21, 2016 · Amount on File
Deed Document Number	2016908660
Deed Book / Page	2014 / 3319
Prior Transfer Date	Jan 18, 1994
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Recording Date	Jul 29, 2026
Property Address	7496 CLAY ST, THOMPSON, OH 44086-9806
Document Number	0001049872
Book / Page	2226 / 578
Instrument Date	Jul 29, 2026
Instrument	20261049872
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0001049872,
Date	Jul 29, 2026
Book Page	2226/578
Instrument	20261049872

Lender

Name	FARM CREDIT SERVICES/MIDLANDS FLCA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.43%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	7496 CLAY ST, THOMPSON, OH 44086-9806
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021221098
Date	Apr 20, 2021
Book Page	2122/1098
Instrument	202100981380

Lender

Name	OHIO CATHOLIC FCU
Type	Credit Union
Address	CLEVELAND, OH 44125

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	231 Months
Due	Jul 11, 2040

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	7496 CLAY ST, THOMPSON, OH 44086-9806
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021812099
Date	Feb 23, 2024
Book Page	2181/2099
Instrument	202401020523

Lender

Name	OHIO CATHOLIC FCU
Type	Credit Union
Address	CLEVELAND, OH 44125

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Apr 26, 2024
Property Address	7496 CLAY ST, THOMPSON, OH 44086-9806
Document Number	0021840226
Book / Page	2184 / 226
Instrument Date	Mar 20, 2024
Instrument	202401022340
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	EMERALD GLEN TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CLAY SY 6 PARCELS, THOMPSON, OH 44086

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GEAUGA OH
Recording Date	Nov 20, 2023
Property Address	7496 CLAY ST, THOMPSON, OH 44086-9806
Document Number	0021780294
Book / Page	2178 / 294
Instrument Date	Nov 8, 2023
Instrument	202301018089
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Tax Assessment & Valuation

The 2025 property tax bill for 7496 Clay St was $4,119 with a homeowner's exemption, down 5.3% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Thompson Township
Unified School District	Berkshire Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,119.00 (-5.33%)	$122,540 (-) Land $25,800 Building $96,740
2024	$4,351.00 (+2.57%) Homeowner's exemption Additional exemption filed	$122,540 (-) Land $25,800 Building $96,740
2023	$4,242.00 Homeowner's exemption Additional exemption filed	$122,540 (+41.34%) Land $25,800 Building $96,740	$350,100 Land $73,700 Building $276,400
2022		$86,700 Land $19,880 Building $66,820
2021	$3,184.00
2020			$247,700 Land $56,800 Building $190,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7496 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7496 Clay St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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