7450 Clay St, Thompson, OH 44086 Property Records

Geauga County property record for 7450 Clay St, Thompson, OH 44086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,306 sqft · built 2017
Lot Size	7.1 acres (309,276 sqft)
Owner	Individual Name on File
Tax Bill	$6,028 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-095886`

Property Details

APN / Parcel Number

Primary APN	`30-095886`
Alternative APN	`006576-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,306 sqft Living Area
1st Floor Area	1,476 sqft
Attic	Attic
Attic Area	796 sqft
Basement Area	1,476 sqft
Unfinished Basement	1,476 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	309,276 sqft (7.1 acres)
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	511 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	006576-0
Street Address	7450 CLAY ST
City	THOMPSON
State	OH
Zip	44086-9806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10
Legal Lot Number	10
Jurisdiction	GEAUGA OH
Township / Civil Division	THOMPSON
Census Block Group	2
Census Block	2019
Census Tract	310100

Owner

7450 Clay St is owned and occupied by an individual.

Source: Geauga County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	15692 THOMPSON RD, THOMPSON, OH 44086-8736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage THE MIDDLEFIELD BANKING CO
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CLEVELAND MORTGAGE CORP
Feb 7, 2019	Deed of Trust, Mortgage · Line of Credit MIDDLEFIELD BKNG
May 30, 2017	Deed of Trust, Mortgage MIDDLEFIELD BKNG
Mar 29, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	7450 CLAY ST, THOMPSON, OH 44086-9806
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021283390
Date	Jul 6, 2021
Book Page	2128/3390
Instrument	202100985474

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	MIDDLEFIELD, OH 44062

Agreement

Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	7450 CLAY ST, THOMPSON, OH 44086-9806
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021142880
Date	Jan 28, 2021
Book Page	2114/2880
Instrument	202100976769

Lender

Name	CLEVELAND MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	7450 CLAY ST, THOMPSON, OH 44086-9806
Document Number	0020660607
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7450 CLAY ST THOMPSON OH 440869806, THOMPSON, OH 44086-9806

Mortgage

Document Number	0020660607
Date	Feb 12, 2019
Book Page	002066/000607
Instrument	945819

Lender

Name	MIDDLEFIELD BKNG
Type	Funding / Finance Company
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	7450 CLAY ST, THOMPSON, OH 44086-9806
Document Number	0020330354
Book / Page	002033 / 000354
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7450 CLAY ST THOMPSON OH 44086, THOMPSON, OH 44086

Mortgage

Document Number	0020330354
Date	May 31, 2017
Book Page	002033/000354
Instrument	921731

Lender

Name	MIDDLEFIELD BKNG
Type	Funding / Finance Company
Address	MIDDLEFIELD, OH 44062

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.49%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Mar 29, 2017
Property Address	7450 CLAY ST, THOMPSON, OH 44086-9806
Document Number	0020292045
Book / Page	002029 / 002045
Instrument Date	Mar 4, 2017
Instrument	919246
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$35.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15692 THOMPSON RD THOMPSON OH 440868736, THOMPSON, OH 44086-8736

Tax Assessment & Valuation

The 2025 property tax bill for 7450 Clay St was $6,028 with a homeowner's exemption, down 5.3% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Thompson Township
Unified School District	Berkshire Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,028.00 (-5.32%)	$156,560 (-) Land $21,530 Building $135,030
2024	$6,367.00 (+0.66%) Homeowner's exemption	$156,560 (-) Land $21,530 Building $135,030
2023	$6,325.00 Homeowner's exemption	$156,560 (+55.69%) Land $21,530 Building $135,030	$447,300 Land $61,500 Building $385,800
2022		$100,560 Land $15,930 Building $84,630
2021	$4,414.00
2020			$287,300 Land $45,500 Building $241,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7450 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7450 Clay St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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