7496 Birch Ln, Duluth, MN 55803 Property Records

St. Louis County property record for 7496 Birch Ln, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.75 ba · 1,366 sqft · built 1992
Lot Size2.24 acres (97,963 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Aug 2003)
Tax Bill$4,528 (2026)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN488-0305-00040

Property Details

APN / Parcel Number

Primary APN488-0305-00040
Alternative APN
  • 875559

Interior

Bedrooms4 Beds
Full Baths2.75 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,366 sqft Gross Area
1st Floor Area1,366 sqft
Basement Area1,220 sqft
Finished Basement1,220 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleSplit Foyer
Exterior MaterialWood
Construction TypeFrame
Lot Area97,963 sqft (2.24 acres)
Garage Area576 sqft
Deck Area252 sqft
Storage Building48 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number875559
Street Address7496 BIRCH LN
CityDULUTH
StateMN
Zip55803-9755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSMU
Legal DescriptionLOT: 0004 BLOCK:001 SERIAL #
Legal SubdivisionNORTHWOODS FIRST ADDITION
Legal Block1
Legal Lot Number4
JurisdictionST LOUIS MN
Township / Civil DivisionNORTH STAR
Census Block Group1
Census Block1033
Census Tract10601

Owner

7496 Birch Ln is owned and occupied by two individuals who acquired it in September 2008.

Source: St. Louis County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address7496 BIRCH LN, DULUTH, MN 55803-9755
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2003 · Amount on File
Deed SaleAug 13, 2003 · Amount on File
Deed Document Number2003757189
Last Transfer DateSep 11, 2008
Transfer Doc0000861613
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address7496 BIRCH LN, DULUTH, MN 55803-9755
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001041431
DateMay 28, 2021
Instrument1041431
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term176 Months
DueJan 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 7496 Birch Ln was $4,528 with a homeowner's exemption, up 14.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionNorth Star Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,528.00 (+14.17%) Homeowner's exemption
2025$3,966.00 (-5.12%) Homeowner's exemption$441,700 (+17.88%) Land $125,600 Building $316,100$441,700 (+17.88%) Land $125,600 Building $316,100
2024$4,180.00$374,700 Land $90,700 Building $284,000$374,700 Land $90,700 Building $284,000
2022$356,200 Land $86,200 Building $270,000$356,200 Land $86,200 Building $270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7496 Birch Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7496 Birch Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Birch Ln

Nearby Streets

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